Mortgage Strategy - Page 15

A mortgage calculator should let you determine much more than a monthly payment. Look at all affordability factors with these little-known features.

Home buyers often don't know how much they can afford. Using a mortgage calculator is an important step to finding a comfortable home price.

A mortgage calculator can help you choose the best loan, refinance smarter and save by prepaying your loan. Here's how to get the most from this tool.

What should a couple do with a home when they divorce? Advice and guidance.

A HELOC refinance involves many factors. Here's a rundown on all your options when your HELOC rate increases.

Mortgage borrowers make the same common mistakes which increase their mortgage closing costs. How to make better choices for your purchase or refinance home loan.

Today's mortgage rates are low. Plus, with even just a tiny bit of preparation, you can get your lender to quote you even lower.

The majority of consumers now think getting a mortgage isn't that hard. That's a marked change from just a few years ago.

Two renovation mortgage products let you buy and repair a property with one loan. How to select one based on the property and your situation.

You might be able to buy a free-standing home for the same monthly cost as a condominium. Use an HOA dues-enabled mortgage calculator to find out.

Should you pay off your mortgage early when rates are rising? Probably not, and here's why.

Making a major purchase can affect your mortgage qualification status. But there are a few smart ways to make big purchases while buying a home.

Lenders are closing refinances fast. That could help compensate for slightly higher rates. Borrowing costs are reduced with faster close times.

Subordination for home equity loans and HELOCs comes into play when you refinance the underlying first mortgage but don't want to include the second mortgage in the refinance. The old equity loan must be subordinated to the new loan. But that's not always easy.

An assumable home loan can help sell your home faster, or get you a better price. This is especially true in a rising rate environment.

More than 75% of mortgage applications go through. The other 25% may have made a mistake along the way. How to avoid mistakes when applying for a mortgage.

This year's mortgage rates are higher than those of last year. But consumers are still capturing their lowest rate with these strategies.

A mortgage broker can give you access to a wide array of lending options. Choosing the right broker is the first step to tapping into these benefits.

When you co-sign on a mortgage, you put your name on another person's loan as a guarantee against default. Is this smart or stupid or something in-between?

A debt-to-income ratio is not just a number for lenders to use. Buyers can calculate it themselves and use it to estimate their comfortable home payment.