Home Equity

Home equity gains reached $425 billion in the third quarter of 2024, giving the average borrower about $311,000 to tap into.

It's possible to get a home equity loan or HELOC on a second home. But there are special guidelines you should be aware of.

Learn how a home equity agreement can allow homeowners to tap into their home's value without loans or monthly payments.

Uncover current HELOC rates, learn about credit limits and APRs, and discover the factors that affect the rates borrowers are offered.

Choosing between a 401(k) loan vs HELOC should be easy. A HELOC is almost always the better option. Here's why.

Are HELOCs a good idea in today's market? Explore the pros and cons of tapping into your home equity and if it's right for you.

Home equity reached an all-time high in the second quarter, giving the average borrower $215K to tap into.

Wondering how to get a home equity loan? Our guide breaks down the home equity loan process into simple, actionable steps.

Do you lose home equity when you refinance? If you opt for a cash-out refinance, you will reduce your home equity. Otherwise, refinancing will either not affect your equity or only decrease it minimally.

HEA vs. HELOC: Which is best? Compare the pros, cons, and key features of each when deciding to leverage your home's equity to get cash out.

Some of the best home improvement loans include HELOCs, home equity loans, the FHA 203k, and cash-out refinancing. Here's how they compare.

Learn about home equity loan requirements, including minimum equity, credit scores, and income needed to qualify.

Pool financing can be affordable, especially with a low-rate secured loan. Learn about the best swimming pool financing options.

Need a loan on a home you own outright? Unlock your equity and get the cash you need. Compare loan options and start saving today.

They say the kitchen is the most important and valued room in the house. But how much does a kitchen remodel cost? Find out here.

Wish you had a mini home separate from the main residence on your property? Learn about adding an accessory dwelling unit.

How soon can I get a HELOC after I bought my house? For most homeowners, it's surprisingly soon. Here are the details.

Seniors have plenty of good alternatives to a reverse mortgage, aka a Home Equity Conversion Mortgage (HECM). Read on to learn more about them.

The maximum HELOC amount varies by lender. Some go as high as 90% or even 100%. Your loan amount depends on your credit and available equity.

Getting a HELOC is often smarter than using credit cards. But not always. Learn when HELOCs or credit cards are the better option.