The FHA is raising its mortgage insurance premiums, and changing MIP cancelation policies. Apply before April 2013 to get "grandfathered" in to today's looser rules.

The FHA announced its latest round of mortgage insurance premium (MIP) changes. The increase starts April 1, 2013. Here's how to beat it.

As mortgage rates rise and home prices climb, savvy U.S. consumers have rushed to refinance and purchase homes.

The Making Home Affordable program continues to support an improving U.S. housing market. HARP and HAMP are program mainstays.

Foreclosures are selling at a 17% discount, and very few remain nationwide. Here's in what states to find the most foreclosed homes.

The FHA Streamline Refinance is subject to its own set of rules. Those rules may frighten banks from the FHA refinance business altogether.

For 2013, the FHA is raising its mortgage insurance premiums (MIP) and changing its MIP cancelation policy. Read about it.

Learn how to use mortgage rate locks for your personal gain. Pick a better closing date, get a better mortgage rate.

FHA has excluded the FHA Streamline Refinances from Compare Ratios. Banks may stop verifying income, job and credit score.

A bill was introduced that would lower FHA mortgage insurance premiums for first-time home buyers.

Fewer homeowners are expected to be mortgage-delinquent next year. Rising home values and low mortgage rates are helping the economy.

The government's November Housing Scorecard shows $1.5 trillion in home equity replaced and 18.2 million refinances since April 2009.

The government is selling 40,000 FHA mortgage notes in 2013, which may lessen the need to raise its FHA mortgage insurance premiums (MIP).

The Federal Housing Administration (FHA) has published post-disaster mortgage guidelines to help its U.S. homeowners.

For 2013, conforming loan limits range to $625,500 for a purchase and $729,750 for a refinance.

The National Association of REALTORS® highlights today's home buyer demographics. Fewer first-time buyers are women; more use FHA financing.

Conforming mortgage rates climbed last week; FHA and VA mortgage rates fell. In this week's holiday-shortened trading, rates may rise.

Mortgage rates of all types fell Monday -- conforming, FHA, VA, USDA and jumbo. Home buyers and refinancers are benefitting from the effects of Election Day and Hurricane Sandy.

Congress is working a bill that would give the FHA the ability to raise mortgage insurance premiums to 2.05% -- the fifth hike in 5 years.

Mortgage rates improved Wednesday on the expected economic fallout from Hurricane Sandy. Strong jobs data could wipe those gains out quickly, however.