Which is better for you? An FHA mortgage or a conforming one? Broken down, trait-by-trait.

On the same day that Freddie Mac announced 30-year mortgage rates at 3.36%, rates of all types got worse. FHA, VA and conforming rates climbed Thursday.

The HARP refinance program just took a major overhaul. Income verification is no longer needed, effective immediately. Get today's HARP mortgage rates.

In 2011, more than $115 billion was spent on home upgrades nationwide. Construction loans via the FHA's 203k program remain popular.

Mortgage underwriting may be strict, but there's no magic formula for getting approved. Satisfy the Mortgage Income-Equity-Credit Triangle.

The FHA may change its treatment of foreclosures, short sales and bankruptcies in a buyer's credit history, adding to the pool of home buyers nationwide.

Since the launch of HARP 2.0, demand for the "underwater mortgage" program has surged. This day-to-day snapshot shows HARP demand remains strong.

HUD is expected to make its FHA 203k construction loan available to real estate investors soon.

When does "cleared to close" not mean "cleared to close"? When Fannie Mae's involved! Keep your loan approval intact all the way through funding. Here's how.

MGIC settles housing discrimination claim with the Department of Justice and agrees to revise approval guidelines related to family leave.

There is a big advantage to "going FHA" these days -- especially if you're making a low downpayment purchase. FHA mortgage rates are low as compared to conventional ones.

Inflation is a self-reinforcing cycle. The longer it lasts, the more insidious its effects, and rising mortgage rates are an unfortunate consequence.

Falling home prices have lowered homeowner wealth nationwide. HARP and the FHA Streamline Refinance program are helping families save money.

Is an FHA mortgage better for you than a conventional one? A quick rundown of each product and a comparison chart.

New Short Sale rules for Fannie Mae and Freddie Mac require 30-day approvals.

41 percent of HARP applicants report LTVs over 125%. Why are these homeowners having a hard time getting approved for HARP 2.0?

Last quarter, 1 in 4 conforming mortgage applicants ditched their 30-year mortgage for a 15-year fixed. There are good reasons why, too.

The FHA has restructured its mortgage insurance rates for 2012. This guide details the changes and can help you keep your FHA payments low.

The FHA will raise its mortgage insurance premiums April 1, 2012. Here is a listing of the new FHA MIP schedules.

A pending mortgage policy change threatens to end zero closing costs mortgages for good. The end of "no fee" mortgages may be here sooner than you think.