Mortgage Strategy - Page 9

Home buyer grants can help first-time buyers who had a financial setback during Covid. Learn about current assistance programs and how to qualify.

You may be able to use a 203k loan for an investment property but only in certain circumstances. Learn about 203k loan rules for investors here.

If you're worried about home loan approval, or locking the best rate, here's when applying with multiple lenders is a good idea.

You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.

You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.

A blanket mortgage lets real estate investors buy multiple properties with one loan. Find out how a blanket loan works, plus pros and cons.

Bonuses and RSU income can be used for mortgage qualifying. But they're calculated differently, and not all lenders accept them. Here's what to know.

The only way to change mortgage loan servicers is by refinancing. But you should not refinance solely to get a new servicer. Here's what to know.

Investment property mortgage rates are above current market rates. Learn what impacts your rate and how to find the best rental property financing.

Wondering when to refinance your home? Here are 3 trusted ways to evaluate refinance rates and savings to find out if a refinance is worth it for you.

We asked 10 housing and finance experts for their mortgage rate predictions and housing forecasts for late-2020. Here's what they said.

Most experts say: Don't use your 401(k) to pay off a mortgage. Luckily, you don't have to. There are plenty of other ways to pay off your mortgage early.

10-year mortgage rates are lower than 30- and 15-year rates. But payments are much higher. Find out: Are 10-year mortgage rates worth it for you?

If you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.

If you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.

Financial Independence Retire Early (FIRE) requires you to reduce debts and save most of your income. But home buying with a mortgage is still possible.

The Federal Reserve has a new policy to keep inflation and employment on target. And, it could keep mortgage interest rates low for a long time. Here's why.

You're allowed to use investment income for mortgage qualification. Lenders will accept two forms: dividends and interest. Here's how to qualify based on investment income.

You're allowed to pay extra on your mortgage to pay it off early. Here are three strategies to pay off your mortgage early if you have extra cash.

A seller concession is an agreement where the home seller pays the buyer's closing costs. Learn how seller concessions work here.