Mortgage Strategy - Page 8

Learn about the differences between a fixed vs. adjustable rate mortgage, including interest rates, monthly payments, pros and cons for each loan type.

It's definitely possible to buy a house with student loan debt. Learn how to work around student loan debt and qualify for a mortgage more easily.

If you're buying a new construction home, the builder may have a preferred mortgage lender. Should you work with this company? Here are the pros and cons.

FMERR – the Enhanced Relief Refinance Program – allows homeowners to refinance into a lower rate with little or no home equity. Do you qualify?

How does inflation affect investments — and in particular, real estate? Learn about housing and inflation, and whether it makes sense to buy right now.

American homeowners have never before had so much home equity. But how do you take equity out of your home? And should you? Learn more here.

What's better, a 15-year or 30-year mortgage loan? Explore the pros and cons of 15 vs. 30-year mortgages and compare rates and costs.

Most people cannot buy a house on unemployment. But many can qualify very soon after going back to work. Learn how to get a mortgage after unemployment.

You don't need 20 percent down to buy a house. And even if you have the cash, putting 20 down might not be the best move. Explore your options here.

What happens if your home appraisal is lower than the purchase price? Or your refinance appraisal comes in too low? Here are your next steps.

This podcast covers low- and zero-down first-time home buyer loans. Get advice for home buying and paying closing costs with very little out of pocket.

Stipend income typically doesn't count as income for a mortgage. But it might still help you qualify. Here's what to know before you apply.

Is an ARM loan a good idea right now? If you're thinking of getting one, you need to learn about the pros and cons of ARM loans in today's market.

When should you lock a mortgage rate? Ideally, after you're approved for the loan and found the lender offering your lowest rate.

Does refinancing hurt your credit? Done correctly, the effects of refinancing should be tiny. But you need to know how to protect your score.

Buying a condo can be a great idea. But there are certain risks and costs that come with condo ownership. See the pros and cons of buying a condo here.

Historic home renovations can be expensive. Luckily, there are loans, grants, and tax breaks that can make the renovation process more affordable.

Commission income is usually accepted by lenders if you have a 2-year earnings history. See how lenders calculate commission income for mortgage qualifying.

Use these step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use mortgage gift letter template.

Current list of government and private relief programs to help homeowners and renters economically affected by COVID-19.