HELOCMay 1, 2023HELOC vs. Traditional Mortgage: Which Is Better for Your Investment Property?Should you use a mainstream mortgage or a HELOC for investment property? Surprisingly often, the HELOC's the better bet.
Homeownership TopicsApril 26, 2023Smart Money Moves to Make After Buying a Home for the First TimeBecoming a homeowner is exciting but comes with added responsibility. Consider these smart money tips after buying a home for the first time.
Buying a homeApril 11, 2023The Ins and Outs of Buying a Second Home: Making an Informed DecisionAre you considering buying a second home? Whether it’s for having a regular vacation spot or an additional income source, owning a second home can be very enticing.
Home Equity LoanMarch 29, 2023Unlocking Your Home’s Value: Home Equity Loans for Bad CreditYou can still take advantage of your home's equity despite bad credit. Read on to discover the best home equity loans for bad credit.
HELOCMarch 13, 2023How to Increase Home Value: Best High-ROI Home Improvements Buyers LoveWant to know how to increase home value through a renovation? That's a worthy ambition that can help you build wealth through home equity.
HELOCMarch 6, 2023How to Calculate Home Equity and Why It’s Important to Know How Much It IsDetermining equity is simple. Read on to learn which factors impact the amount of equity in your home and how you can calculate it.
Mortgage StrategyFebruary 16, 2023How much is mortgage insurance? PMI cost vs. benefitPrivate mortgage insurance (PMI) is usually required if you put less than 20% down. Learn how much mortgage insurance costs and when you need it.
Buying a homeFebruary 15, 2023How to qualify for a mortgage: First-time home buyer tipsNeed advice on how to qualify for a mortgage? Follow these first-time buyer tips to increase your chances of successfully securing a home loan.
Mortgage RatesFebruary 10, 2023What if you lock in a mortgage rate and the rate goes down?Can you unlock a mortgage if interest rates fall after locking in? Learn about your options for getting a lower rate after locking.
Homeownership TopicsFebruary 8, 2023Leverage your home equity with 5 creative HELOC strategiesWhat's the right HELOC strategy for your financial needs? Read on to discover creative ways to put your home equity to work for you.
About MortgagesJanuary 27, 2023Who pays closing costs? Typical costs for buyer and sellerWho pays closing costs? Usually the buyer and seller both do. But as a home buyer there are ways to avoid closing costs or at least reduce them.
First-Time Home BuyersJanuary 19, 2023How to save for a house (without changing your lifestyle)Wondering how to save for a house without changing your lifestyle? Read on to discover useful strategies for successfully securing a home.
Buying a homeDecember 21, 2022The Mortgage Reports PodcastThe Mortgage Reports Podcast hosts a range of real estate and home loan experts to help you with every stage of the home buying process. Listen now!
Buying a homeDecember 14, 2022How does a gift of equity work? Gift of equity rules and limitsLearn how a gift of equity works for buyer and sellers, including rules, gift limits, and tax implications.
Mortgage StrategyDecember 1, 2022When should I start shopping for a mortgage lender? (Podcast)Most home buyers know to shop around for their mortgage lender. But timing your shopping? That’s a different story.
Mortgage StrategyNovember 3, 2022Cash-out refinance vs. home equity loan: Pros and consA cash-out refinance or home equity loan can be a cheap way to access your home's cash value. But which loan makes more sense for you?
About MortgagesOctober 28, 2022What Is a Good Debt-to-Income Ratio for a Mortgage?Most mortgage lenders consider 43% or lower to be a good debt-to-income ratio. But a higher DTI may be OK, too. Here's what you should know.
Cash Out RefinanceOctober 28, 2022Cash-out refinance examples: How to use your home equityCash-out refinancing can be a great idea when rates are low and home values are up. Here are 6 cash-out refinance examples to show you why.
Buying a homeOctober 20, 2022How to apply for a mortgage in 3 steps (and tips to get approved)This simple three-step guide shows you how to apply for a mortgage. It also includes six tips to help your chances of approval.
HELOCOctober 19, 2022HELOC vs. cash-out refinance: Which is better in 2024?HELOCs and cash-out refinancing both tap your home equity, but they work very differently. Explore HELOC vs cash-out refinance pros and cons.
