Mortgage StrategyFebruary 27, 2024Struggling to Make Mortgage Payments? Here’s Some Expert AdviceIf you're behind on your home loan, learn the steps you can take to get out of delinquency before facing default, forbearance and foreclosure.
Mortgage ProductsJanuary 16, 2024Jumbo Loan Down Payment Requirements for 2025You used to need a 20% or 30% down payment to get a jumbo mortgage. But today, you can find jumbo loans as low as 5% down and no mortgage insurance.
Conventional LoansJanuary 11, 2024Conventional Refinance Rates and Guidelines for 2025A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance rates for %%currentyear%%.
Buying a homeJanuary 11, 2024Home Buying With One Spouse on the Mortgage: Pros and ConsThinking about buying a house or refinancing with only one spouse on the mortgage but both on the title? Here are the benefits and drawbacks.
Mortgage StrategyJanuary 4, 2024Mortgages for Travel Nurses: 2025 Home Buying GuideThese strategies can help you get a mortgage as a travel nurse by overcoming outside-the-box income and employment situations.
Buying a homeDecember 13, 2023How Much Income Is Needed to Afford a $1 Million Home?Find out how much to afford a $1 million home. The answer will vary based on your credit, down payment, and debts.
Real Estate NewsDecember 12, 2023$100,000 in Debt? Cities Where You Can Pay It Off FastLooking to break free from a $100K debt burden? Explore cost-effective havens that empower your financial freedom.
About MortgagesNovember 17, 2023Bank Statements: 3 Things Mortgage Lenders Don’t Want to SeeBank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.
RefinanceNovember 14, 2023Is It Time to Consider Refinancing to an Adjustable-Rate Mortgage (ARM)?Discover how changing your current mortgage to an Adjustable Rate Mortgage (ARM) can offer flexibility, potential cost savings, and strategic financial advantages.
Homeownership TopicsNovember 1, 2023What Is a Hard Money Loan and Are They Safe?Discover how hard money loans can provide quick access to capital for real estate investments and more.
Buying a homeOctober 24, 2023Best Ways You Can Save for a Down Payment on a HouseDiscover how to take control of your financial future and save for a down payment on your dream house.
Mortgage NewsOctober 18, 2023The ‘I Do’ Home Fund: How Young Couples are Using Wedding Gifts for Down PaymentsDiscover how young, first-time home buyers are reshaping the path to homeownership by swapping traditional wedding gifts for gift money for down payments.
About MortgagesSeptember 13, 2023Is a Government-Backed Loan Right for You?A government-backed loan is often the smartest choice, especially for first-time buyers. But they have drawbacks. Which is best for you?
About MortgagesSeptember 11, 2023Home Loan Origination Fee: The Inside ScoopThe home loan origination fee is the sum you pay to your mortgage lender for processing and approving your loan. Discover more here.
Economic NewsAugust 29, 2023How the Housing Market Is Reverse CrashingThe 2023 housing market finds itself in a unique spot, with high mortgage rates causing a "reverse crash."
Real Estate NewsAugust 28, 2023Is it Worth Pausing Your Home Buying Search in Today’s Market?Between the lack of for-sale listings and high interest rates, many wonder if they should hold off on home buying until conditions change.
Mortgage ProductsAugust 23, 2023Non-QM Loans: Guide for First-Time Home BuyersIf you don't fit into a traditional financial profile, non-qualified mortgages can be a way to still become a homeowner.
Mortgage StrategyAugust 15, 2023How to Pay Off a Mortgage in Five YearsWhen you no longer have a mortgage, you can use that money to invest, work less or retire early. See how you can pay it off quickly.
Buying a homeJuly 12, 2023What Percentage of Your Income Should Go Toward a Mortgage?When you’re preparing to buy a home, understanding how to get a mortgage is essential - including how much it'll cost you each month.
Buying a homeJune 21, 2023Downsizing Your Home: Using Home Equity to Buy a Smaller HomeDownsizing your home is a big step. You'll think through the practical aspects but also consider your financing options. What's best for you?