RefinanceJuly 14, 2020Do you need $1 million in the bank to refinance a jumbo loan?Refinancing a jumbo loan has gotten tougher during COVID-19. Learn about new rules and jumbo refinance rates to learn whether you should refinance.
Mortgage NewsJuly 1, 2020States reopen 2010 mortgage relief program during COVID-19Some states are reopening a 2010 mortgage relief program, the Hardest Hit Fund, to help homeowners during COVID-19. Find out if your state is participating and what it means for you.
Mortgage RatesJune 30, 20202% mortgage rates: Real or marketing gimmick?Mortgage rates in the low 2s are now a reality. But would you actually qualify for a 2.25% rate? That depends.
Real Estate NewsJune 23, 2020How to close on a mortgage during the COVID-19 pandemicIt might seem harder to close on a mortgage during the COVID-19 pandemic. But new rules have made parts of the closing process easier than ever.
VA RefinanceJune 17, 2020COVID-19 mortgage help for vets: The VA IRRRLVeterans needing mortgage relief have a right to forbearance under the CARES Act. But for some, the VA IRRRL refinance may be a better option.
Federal ReserveJune 17, 2020For once, the Fed DOES affect mortgage rates. Here’s whySince March, the Fed has controlled mortgage rates more than usual. Find out how the Federal Reserve helped push mortgage rates to record lows.
Mortgage NewsJune 16, 2020Can you get down payment assistance during COVID-19?Buying your first house during COVID-19 presents unique challenges. But help, in the form of down payment assistance, is still available.
Mortgage StrategyJune 15, 2020Is now the time to get a reverse mortgage?The reverse mortgage is suddenly more popular, as COVID-19 forces homeowners to look for cash flow. But is a reverse mortgage right for you?
USDA LoansJune 9, 2020The USDA loan map could soon shrink. Should you apply before it does?The USDA loan map might shrink after the 2020 census. If so, far fewer homes could qualify next year. If you want a USDA loan, here's what you should know.
Mortgage NewsJune 2, 2020The new post-COVID norm: Easier mortgages for all?For many, COVID-19 has lead to lower mortgage rates and easier loans. From remote closings to delayed appraisals, the virus is changing long-term norms.
Mortgage RatesJune 1, 2020Turned tables: Refinance rates stay up while mortgage rates hit record lowsIn May, mortgage rates fell into the 2s for home buyers, but stuck in the high 3s for refinancers. Here's why. Plus, 5 ways to lower your refinance rate.
Mortgage NewsMay 28, 2020Homeowners who need forbearance aren’t using it. Those who don’t, use it freely. What gives?Why are mortgage delinquency rates rising when millions of homeowners who need forbearance don't have it — and millions who have forbearance don't need it?
Real Estate NewsMay 27, 2020Will sellers or home buyers have the advantage this summer?Sellers typically have the advantage over home buyers in summer. But could COVID-19 flip the housing market? Experts weigh in on both sides.
Economic NewsMay 20, 2020Before entering mortgage forbearance, read thisCOVID-19 mortgage forbearance is here and will help millions of borrowers in the short-run. But long-term forbearance issues shouldn't be overlooked.
Mortgage RatesMay 18, 20202.5% mortgage rates are here. What’s next — 2%? Or even 1%?2.5% mortgage rates are here. Will we see mortgage rates dropping more? The same forces pushing down rates are still with us. Here's what it could mean.
Mortgage RatesMay 12, 2020The mortgage rates ‘sweet spot’ is finally here. Should you refinance?Mortgage rates are in a sweet spot right now — still near record lows, with guidelines loosening back up so homeowners can actually qualify for new loans.
Buying a homeMay 11, 2020Buying a home during coronavirus: How a contactless sale worksBuying a home during coronavirus is still possible. Here's how to navigate the contactless home buying process and move forward with your purchase.
Mortgage NewsMay 4, 2020No lump-sum payments required in COVID mortgage forbearance plans: FHFAFHFA announced a new rule about coronavirus mortgage forbearance that protects homeowners from foreclosure after the forbearance period is over.
Cash Out RefinanceApril 27, 2020Homeowners are using cash-out refinances for emergency funds. Should you?U.S. homeowners could tap millions in home equity to help them through coronavirus financially. Is a cash-out refinance a good idea for you?
RefinanceApril 22, 2020Should I refinance amidst coronavirus fallout? 13 million homeowners are trying to decideMortgage rates have been falling, but is it worth refinancing during the coronavirus pandemic? For millions of homeowners, the answer might be yes.