Mortgage NewsMay 25, 2021Mortgage requirements are loosening for home buyersMortgage requirements are easing up. That's good news for home buyers. It may be easier to buy with low credit or a low down payment than it was in 2020.
Mortgage RatesMay 18, 2021Mortgage rates and inflation: Why are rates going up?What's the relationship between mortgage rates and inflation? Learn why high inflation might cause mortgage rates to go up this year.
Mortgage NewsApril 28, 2021Biden’s first-time homebuyer tax credit heads to CongressBiden's proposed $15,000 home buyer tax credit is now in Congress, along with a $25,000 home buyer grant. Learn about what both programs would entail.
Mortgage NewsApril 15, 2021No foreclosures until 2022? CFPB seeks to extend foreclosure moratoriumCFPB has proposed extending the foreclosure moratorium through Dec. 31, 2021. That would mean no COVID-related foreclosures until 2022. Learn more here.
Mortgage NewsApril 6, 2021Five reasons it’s not a “horrible time to buy a house”Many experts are saying it's a horrible time to buy a house. But that's not true for everyone. Here are 5 reasons it could be a great time to buy a home.
Mortgage NewsMarch 16, 2021New rule means higher fees for investment property mortgages and second homesA new rule from FHFA caused a sharp increase in investment property mortgage and second home mortgage fees. Here's what you need to know.
Mortgage NewsMarch 11, 2021COVID-19 stimulus programs for homeowners and renters [Updated for 2021]Current list of government and private relief programs to help homeowners and renters economically affected by COVID-19.
Mortgage NewsMarch 9, 2021Home buyer grants are helping first-time buyers during CovidHome buyer grants can help first-time buyers who had a financial setback during Covid. Learn about current assistance programs and how to qualify.
Mortgage RatesMarch 9, 2021Why are mortgage rates going up? And how high will they go?Mortgage rates moved up last week, and it looks like they'll keep rising in 2021. But how high will rates go? Should you try to lock in now?
Real Estate NewsMarch 2, 2021Texas disaster relief programs for homeownersIf your home was damaged during winter storm Uri, you might be eligible for federal aid. Here's a list of current Texas disaster relief programs.
Mortgage NewsFebruary 16, 2021The Fair Housing Act now applies to LGBTQ renters and home buyers. Here’s what changedUnder the Biden Administration, HUD is expanding the Fair Housing Act to protect LGBTQ individuals. Here's what that means for renters and home buyers.
FHA Home BuyingFebruary 8, 2021Biden administration could reduce FHA mortgage insurance premiums. Here’s what it means for youMany mortgage pros believe President Biden will cut FHA mortgage insurance premium (MIP) rates. Here's what that means for you.
FHA Home BuyingJanuary 25, 2021DACA home loans — FHA will now approve home loans for ‘Dreamers.’ Here’s how to get approvedThanks to a new policy, FHA is now accepting DACA home loans. Learn about the pros and cons of FHA loans and whether you qualify for financing.
Mortgage NewsDecember 15, 2020The VA plans to help 60K veterans cover missed mortgage paymentsIf its proposal is accepted, the VA plans to offer mortgage relief for up to 60,000 VA loan holders who are struggling financially due to COVID.
Mortgage NewsNovember 18, 20202020 Mortgage lender rankings: What borrowers can learnFind out who took gold in JD Power's 2020 mortgage lender satisfaction study, and learn how to choose a mortgage lender that's right for you.
Mortgage NewsNovember 11, 2020What Biden means for mortgage rates, housing policy, and real estateLearn what Biden's presidency means for mortgage rates, housing policy, real estate, and renters in the coming years.
Mortgage NewsSeptember 18, 2020Refinance soon to avoid the FHFA adverse market refinance feeFannie Mae and Freddie Mac's 0.5% refinance fee is delayed until December 1. But to avoid the fee and higher refinance rates, you need to apply sooner than that.
Mortgage NewsAugust 21, 2020Refinancing just got more expensive, thanks to this new feeA new fee will be added to conventional mortgage refinances on September 1. Will this mean higher refinance rates? For some, it's likely.
FHA Home BuyingAugust 17, 2020FHA mortgage qualifying gets tougher for the self-employedDue to coronavirus, there are new rules for self-employed home buyers who want to use FHA loans. Learn about new lending rules here.
Mortgage RatesAugust 12, 20201.875% mortgage rates: How one lender keeps lowering the barOne lender is offering mortgage rates below 2%. But there's a cost to get such a low rate. Learn more about who can get today's record-breaking rates.