Valencia Higuera, contributor

What is a deed of trust? Learn how it works, who’s involved, and its importance in real estate transactions.

While there isn't a minimum income required for mortgage loans, most lenders do have certain income guidelines. Here's what expected of most borrowers.

Explore mortgagor vs mortgagee differences: understand who borrows, who lends, and the unique roles each plays in the mortgage process.

Learn how to apply for an FHA loan in %%currentyear%%. Discover requirements, application steps, and tips to secure your FHA loan.

Learn how to prequalify for a home loan as a first-time buyer. Our prequalification guide streamlines the process and increases your approval odds.

It's possible to buy a house with a 600 credit score, provided you meet mortgage requirements. Learn about 600 credit score home loans here.

The NACA program is a special mortgage with no down payment or closing costs. See how NACA can make your dream home affordable. Learn more.

Wondering if a home appraisal is necessary when refinancing? Learn when it's required and how it impacts your mortgage.

If you make $70,000 a year, you should have a sizable home buying budget. Here's how to estimate price range based on your salary.

Thinking about buying a home? Discover why delaying your purchase could lead to higher costs in the long run.

Looking to help your adult child buy a home? Explore the best ways to support their homebuying journey.

Discover the different types of mortgage lenders for buying or refinancing a home, and learn how to choose the right one to fit your needs.

Learn how to refinance your USDA loan into a lower rate and payment. Or refinance a USDA loan to cash-out equity or remove mortgage insurance

Stay ahead of the curve and learn how the NAR commissions lawsuit is reshaping the real estate landscape for sellers.

If you make $200,000 a year, you have a sizable home buying budget. Here's how to estimate price range based on your salary.

Discover the key questions that first-time homebuyers often overlook when securing a mortgage.

Can you buy a house with business credit? Learn the best ways to apply for a mortgage as a business owner.

What percentage of your income should your mortgage be? Explore guidelines and insights to help you make informed financial decisions for a sustainable home budget.

Pool financing can be affordable, especially with a low-rate secured loan. Learn about the best swimming pool financing options.

Curious about prepaying your mortgage? Weigh the pros and cons and make an informed choice for your financial future.