Articles by Valencia Higuera - Page 2

Thinking about buying a home? Discover why delaying your purchase could lead to higher costs in the long run.

Looking to help your adult child buy a home? Explore the best ways to support their homebuying journey.

Discover the different types of mortgage lenders for buying or refinancing a home, and learn how to choose the right one to fit your needs.

Learn how to refinance your USDA loan into a lower rate and payment. Or refinance a USDA loan to cash-out equity or remove mortgage insurance

Stay ahead of the curve and learn how the NAR commissions lawsuit is reshaping the real estate landscape for sellers.

Discover the key questions that first-time homebuyers often overlook when securing a mortgage.

Can you buy a house with business credit? Learn the best ways to apply for a mortgage as a business owner.

What percentage of your income should your mortgage be? Explore guidelines and insights to help you make informed financial decisions for a sustainable home budget.

Curious about prepaying your mortgage? Weigh the pros and cons and make an informed choice for your financial future.

Considering a townhouse purchase? Uncover important considerations, including HOA rules, neighborhood dynamics, and resale value.

Worried about going over budget? Discover the 28/36 rule and learn how it can help you avoid becoming house poor.

If you make $80,000 a year, you should have a sizable home buying budget. Here's how to estimate price range based on your salary.

Discover the ins and outs of the due-on-sale clause and its impact on property transactions.

Did you know your VA loan benefits extend beyond your military service? Explore how veterans can utilize these perks for homeownership, even after retiring.

Is it a good time to buy a house in today's real estate market? Explore the factors to consider and empower yourself to make an informed decision.

VA entitlement codes show up on your certificate of eligibility (COE). Find out the meaning of each code, plus more about VA home loan qualification.

As the FHA mortgage program is fairly flexible, there is no set minimum or maximum when it comes to FHA loan income requirements. See if it's the right choice for you.

Learn about conventional loan requirements, including what credit score, down payment, and documents you need to qualify.

These first-time home buyer loans and programs can help you buy a house more easily and more affordably. Explore your options today.

Learn the ins and outs of buying a new construction home, including new construction loan types, interest rates, and the loan process.