Articles by Valencia Higuera - Page 2

What percentage of your income should your mortgage be? Explore guidelines and insights to help you make informed financial decisions for a sustainable home budget.

Curious about prepaying your mortgage? Weigh the pros and cons and make an informed choice for your financial future.

Considering a townhouse purchase? Uncover important considerations, including HOA rules, neighborhood dynamics, and resale value.

Worried about going over budget? Discover the 28/36 rule and learn how it can help you avoid becoming house poor.

If you make $80,000 a year, you should have a sizable home buying budget. Here's how to estimate price range based on your salary.

Discover the ins and outs of the due-on-sale clause and its impact on property transactions.

Did you know your VA loan benefits extend beyond your military service? Explore how veterans can utilize these perks for homeownership, even after retiring.

Is it a good time to buy a house in today's real estate market? Explore the factors to consider and empower yourself to make an informed decision.

VA entitlement codes show up on your certificate of eligibility (COE). Find out the meaning of each code, plus more about VA home loan qualification.

As the FHA mortgage program is fairly flexible, there is no set minimum or maximum when it comes to FHA loan income requirements. See if it's the right choice for you.

Many first-time home buyers wonder how to prepare to buy a house. These 8 steps will get you ready, no matter how close you are to buying.

Learn about conventional loan requirements, including what credit score, down payment, and documents you need to qualify.

These first-time home buyer loans and programs can help you buy a house more easily and more affordably. Explore your options today.

Learn the ins and outs of buying a new construction home, including new construction loan types, interest rates, and the loan process.

Learn about minimum requirements for a VA home loan. Find out if you qualify based on credit score, income, loan limits, and property requirements.

What is a mortgage lien and how does it tie into buying or selling a home? Find clear answers and insights in our informative guide.

Explore the world of condo financing with confidence and turn your homeownership dreams into reality.

Navigate the real estate market with confidence by learning how to choose the right real estate agent.

Unlock the potential of your home through sweat equity, a DIY approach that adds value and personalization to your living space.

Discover how hard money loans can provide quick access to capital for real estate investments and more.