Buying a homeOctober 20, 2022How to apply for a mortgage in 3 steps (and tips to get approved)This simple three-step guide shows you how to apply for a mortgage. It also includes six tips to help your chances of approval.
About MortgagesOctober 3, 2022Adjustable-rate mortgage guide: How ARM loans workAn adjustable-rate mortgage can offer savings at the outset, but these loans can be risky, too. Learn all about how ARMs work here.
About MortgagesSeptember 23, 20225/1 ARM vs. 15-year fixed: What’s better in 2025?Compare 5/1 ARM rates vs. 15-year fixed rates. Find out which loan program, 5/1 ARM or 15-year FRM, is best in today's economy.
Mortgage ProductsSeptember 23, 2022Bank statement loans: Mortgage lenders and requirementsBank statement loan lenders can help self-employed mortgage borrowers qualify for home loans. Here's how to find a safe bank statement loan.
About MortgagesSeptember 22, 2022What is PMI? Home buyer’s guide to private mortgage insurancePrivate mortgage insurance (PMI) is an extra monthly cost that protects your lender. But it lets you buy a house without 20% down.
About MortgagesSeptember 15, 2022What counts as income for a mortgage loan?Borrowers need to verify income for a home loan, but lenders have different rules. Learn about what counts as income for a mortgage loan.
About MortgagesSeptember 9, 2022How to buy a house in the U.S. as a non-U.S. citizenIt's possible to buy a home in the U.S. as a green card holder, nonpermanent resident, DACA recipient, or asylee. Here's how.
About MortgagesSeptember 8, 2022What is a down payment and how much do you need?A down payment is your out-of-pocket contribution when you buy a home. Learn how the down payment works and explore your down payment options.
About MortgagesAugust 31, 2022Can you have two primary residence mortgages at once?Usually, you can't have two primary residence mortgages at once. But there are exceptions to the rule. Learn more here.
About MortgagesAugust 25, 2022Do lenders have minimum mortgage amounts?Many lenders impose a minimum mortgage amount of $100,000 to $150,000. But you may find a smaller loan if you shop around.
Mortgage Lender ReviewsAugust 5, 2022Freedom Mortgage Review for 2025Freedom Mortgage review showing how the company compares to other major lenders for mortgage rates, customer service, and loans offered.
Buying a homeJuly 20, 2022How fast can you close on a house? Tips for a faster closingClosing on a house often takes around 50 days. But you might be able to close faster with these mortgage tips.
About MortgagesJuly 18, 2022What is a Closing Disclosure? Process and timeline (Podcast)The Closing Disclosure is one of the final documents in the mortgage process. Learn what to expect on your CD and why it's important.
Mortgage Lender ReviewsJuly 12, 2022Paramount Bank Mortgage Review for 2025Paramount Bank mortgage review showing how Paramount compares to other top lenders for mortgage rates, customer service, and loan options.
Mortgage Lender ReviewsJuly 1, 2022New American Funding (NAF) Mortgage Review for 2025New American Funding mortgage review showing how NAF compares to other top lenders for mortgage rates, customer service, and loan options.
Mortgage RatesJune 24, 202215-Year mortgage rates chart: Current and historical15-year mortgage rates chart showing current and historical 15-year mortgage rates compared to 30-year rates.
About MortgagesMay 19, 20229 Steps of the mortgage process: From preapproval to closingYour guide to the mortgage loan process. Learn what to expect before, during, and after you apply for a mortgage.
About MortgagesMay 11, 2022Can closing costs change on the closing disclosure?Some closing costs can increase on the Closing Disclosure (CD) but others can't. Here's how to use the CD to get the deal you were promised.
About MortgagesMay 11, 2022How long does it take to close a mortgage? Timeline to closeThe national average time to close a mortgage is 48 days. But some borrowers close much faster. Learn how to speed up your closing.
Conventional LoansApril 19, 2022Guide to HFA loans: What is an HFA loan and who qualifies?What is an HFA loan? Learn about the HFA Preferred and HFA Advantage programs here. Find out if you meet HFA loan guidelines.