About MortgagesFebruary 14, 2024Mortgage Broker vs Bank: Which Is Best? | Pros and ConsDo you get better mortgage rates from a mortgage broker, lender, or a bank? What's the difference? Find out which one is better for your situation.
First-Time Home BuyersFebruary 7, 2024Top Firefighter Mortgage Programs in 2024Firefighter home loans offer special discounts and rates for these public servants. If you're a eligible, look into these firefighter mortgage programs.
About MortgagesJanuary 9, 2024Average Closing Costs in 2024: Complete List of Closing CostsComplete guide to mortgage and refinance closing costs, including average closing costs and a full list of what's included in your fees.
FICO & Credit ScoresJanuary 9, 2024Will You Get Approved for a Mortgage? | 2024Many home buyers wonder if they can get approved for a mortgage. Learn what lenders are looking for and how to increase your chances of mortgage approval.
HELOCJanuary 8, 2024Bridge Loan vs HELOC: Is Either Right for You?In a bridge loan vs HELOC comparison, small differences count. Discover how to choose the one that suits your needs better.
Buying a homeJanuary 3, 2024Unlocking Affordability: Understanding the Mortgage Rate BuydownA mortgage buydown lets your seller, developer or agent buy you a lower mortgage rate for one, two or three years. Read on to learn more.
About MortgagesJanuary 1, 2024Fannie Mae Family Opportunity Mortgage | Guidelines 2024The Family Opportunity Mortgage allows a borrower to purchase a home for a family member with all the advantages of an owner-occupied loan
About MortgagesJanuary 1, 2024Income Requirements For A Mortgage | 2024 Income GuidelinesWhile there isn't a minimum income required for mortgage loans, most lenders do have certain income guidelines. Here's what expected of most borrowers.
About MortgagesJanuary 1, 2024Investment property and second home mortgage rates in 2024Investment property and second home mortgage rates are higher than standard mortgage rates. Here's what to expect.
FICO & Credit ScoresDecember 15, 2023Is 700 a Good Credit Score to Buy a House? | 2024Learn how to buy a house with a 700 credit score, including the best mortgage types and tips to get the lowest mortgage rate.
Buying a homeDecember 13, 2023How Much Income Is Needed to Afford a $1 Million Home?Find out how much to afford a $1 million home. The answer will vary based on your credit, down payment, and debts.
About MortgagesNovember 17, 2023Bank Statements: 3 Things Mortgage Lenders Don’t Want to SeeBank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.
Buying a homeOctober 23, 2023How to Calculate Mortgage InterestExplore how mortgage interest impacts your home financing journey along with strategies to secure the best mortgage rates.
About MortgagesSeptember 26, 2023How Much Does It Cost to Build a House?If you're thinking about building a home, it's important to know all the costs to figure out your budget and the best way to finance it.
Conventional LoansSeptember 25, 2023Do Home Sellers Prefer Conventional Home Loans?Discover the pros and cons of conventional home loans and why many sellers prefer them over government-backed ones.
Mortgage ProductsSeptember 19, 2023Fannie Mae: Mortgage Programs and How They WorkEver wondered about Fannie Mae and its spectrum of "conforming" mortgages? Read on to discover your home loan options and eligibility criteria.
ForeclosuresSeptember 18, 2023Facing Foreclosure? How to Protect Your Home and FutureThe possibility of foreclosure is a price many pay for being homeowners. But what can you do if it becomes a looming threat?
About MortgagesSeptember 13, 2023Is a Government-Backed Loan Right for You?A government-backed loan is often the smartest choice, especially for first-time buyers. But they have drawbacks. Which is best for you?
About MortgagesSeptember 11, 2023Home Loan Origination Fee: The Inside ScoopThe home loan origination fee is the sum you pay to your mortgage lender for processing and approving your loan. Discover more here.
About MortgagesSeptember 6, 2023How Does a Joint Loan Application Work?A joint loan gives borrowers a more affordable option for buying a home. However, it's important to first weigh the pros and cons.