About Mortgages - Page 5

Mortgage amortization is the process of paying down your home loan. Your amortization schedule affects your payments, home equity, and payoff date.

Learn how to calculate your loan-to-value ratio (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.

A mortgage credit certificate (MCC) can get you a tax break on your federal taxes. Learn about this valuable first-time home buyer benefit.

Mortgage prequalification is the first step in the home buying process. Learn how to get prequalified and when to get prequalified vs. preapproved.

In this episode of The Mortgage Reports Podcast, a loan officer explains what mortgage insurance is and how it works.

It's possible for two or more people to buy a home if all the buyers qualify for financing. Learn about buying a home with another person here.

Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.

Mortgage points let you 'buy down' your interest rate. Learn how mortgage discount points work and when you should pay for them.

Learn how to get a mortgage, choose a lender, and find the best deal on your home loan in this episode of The Mortgage Reports Podcast.

How much should your mortgage be? It's all about mortgage-to-income ratio and how large of a monthly mortgage payment you can comfortably afford.

With natural disasters becoming more frequent and more severe, having an emergency plan for your home and mortgage is a smart thing to do.

Here's how the 15-year refinance mortgage can get you a lower rate and shorten your your loan term, even when interest rates are rising.

It's more than possible to buy a house in your 20s (or even earlier) if you meet a few basic criteria. Here's how to get started as a first-time home buyer.

Learn all you need to know about jumbo vs. conventional loans. Explore interest rates, requirements, and who should use which loan type.

Most people cannot buy a house on unemployment. But many can qualify very soon after going back to work. Learn how to get a mortgage after unemployment.

The best mortgage lenders for first-time buyers offer helpful guidance, flexible loan programs, and great customer service. Explore your options here.

The best online mortgage lenders have a streamlined digital mortgage process, low rates, and great customer service. Explore the best online lenders here.

Should you pay discount points for a lower mortgage rate? The savings can be huge. But discount points aren't right for everyone. Learn more here.

A mortgage letter of explanation may be required if there are red flags on your application. Here's a simple guide to writing a letter of explanation.

What happens if your home appraisal is lower than the purchase price? Or your refinance appraisal comes in too low? Here are your next steps.