About Mortgages - Page 13

Buying a home? You'll need a pre-approval letter. Sellers won't think you're serious without it. Get a no-cost letter here, plus today's rates which are now near the lowest of all-time.

96% of mortgage shoppers opt for a fixed-rate mortgage. But that could change as interest rates rise and homeowners want very low mortgage rates provided by an ARM mortgage.

A recent study showed that 90 percent of borrowers thought they got a great loan. But almost half of them did not compare, so they really don't know if they got the best mortgage rate or not.

Mortgage advertising contains a minefield of information to pay attention t, and stuff to ignore as well. here's your guide to finding believable programs and mortgage rates

Want to pay off your mortgage faster? Here are four easy strategies to start now for big rewards later.

The mortgage process doesn't have to be daunting. Here's how to set yourself up for success.

It is easier today than it has been for many years to qualify for a mortgage. That's because lenders re competing for fewer borrowers, and they have had to loosen their guidelines as a result.

Before you quit the rate race, you need to make an important decision: should you pay off your mortgage before retirement?

Home affordability depends on your mortgage payment. Here are several ways to keep your mortgage payment as low as possible.

Some great mortgage programs are available only to first-time homebuyers. But that's not the whole story. Find out here how you too can get access to some of the best home loans.

Home buyers find better homes at lower mortgage rates when they follow a checklist of pre-shopping best practices

Do you need tons of income for a mortgage? It depends on how much you borrow, your credit rating, and the size of your down payment.

There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.

The minimum requirements for a mortgage are not that difficult to come up with today, thanks to automated underwriting systems (AUS).

What is a conventional mortgage? In mortgage lending, conventional simply means that a program is not backed by the government.

If you're worried about being approved for a mortgage, you're not alone. Here's how to assess and improve your chances.

If you want to start a business, buy a home. Yes, those two goals can support each other. Find out how.

A refinance mortgage, if you rent your property with Airbnb or another agency, may be harder to get or more costly. Here's why.

Will buying a new car affect your mortgage application if you do it before your home loan closes? Only if you don't pay cash for the car.