About MortgagesJanuary 11, 2018Should you get pre-qualified or pre-approved? What’s the difference?Buying a home? You'll need a pre-approval letter. Sellers won't think you're serious without it. Get a no-cost letter here, plus today's rates which are now near the lowest of all-time.
About MortgagesJanuary 9, 2018ARM Mortgage in 2025: No Longer The Wallflowers96% of mortgage shoppers opt for a fixed-rate mortgage. But that could change as interest rates rise and homeowners want very low mortgage rates provided by an ARM mortgage.
About MortgagesDecember 21, 201790 percent of borrowers think they got a great mortgage rate — but did they?A recent study showed that 90 percent of borrowers thought they got a great loan. But almost half of them did not compare, so they really don't know if they got the best mortgage rate or not.
About MortgagesDecember 19, 2017Spam or scam? Is this mortgage advertising for real?Mortgage advertising contains a minefield of information to pay attention t, and stuff to ignore as well. here's your guide to finding believable programs and mortgage rates
About MortgagesDecember 6, 2017Tired of monthly payments? Here’s how to pay off your mortgage soonerWant to pay off your mortgage faster? Here are four easy strategies to start now for big rewards later.
About MortgagesNovember 21, 2017Mortgage made easy: How to prep for your mortgage applicationThe mortgage process doesn't have to be daunting. Here's how to set yourself up for success.
About MortgagesOctober 28, 2017Lenders are making it easier to qualify for a mortgageIt is easier today than it has been for many years to qualify for a mortgage. That's because lenders re competing for fewer borrowers, and they have had to loosen their guidelines as a result.
About MortgagesOctober 27, 2017Should you pay off your mortgage before retirement?Before you quit the rate race, you need to make an important decision: should you pay off your mortgage before retirement?
About MortgagesOctober 16, 20179 ways to keep your mortgage payments lowHome affordability depends on your mortgage payment. Here are several ways to keep your mortgage payment as low as possible.
About MortgagesOctober 12, 2017Are 3% down mortgage programs for first-time homebuyers only?Some great mortgage programs are available only to first-time homebuyers. But that's not the whole story. Find out here how you too can get access to some of the best home loans.
About MortgagesOctober 11, 20175 steps to take before making an offerHome buyers find better homes at lower mortgage rates when they follow a checklist of pre-shopping best practices
About MortgagesOctober 4, 2017Do you really need lots of income for a mortgage?Do you need tons of income for a mortgage? It depends on how much you borrow, your credit rating, and the size of your down payment.
About MortgagesOctober 4, 2017How much home can you afford?There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.
About MortgagesOctober 2, 2017What are the minimum requirements for a mortgage?The minimum requirements for a mortgage are not that difficult to come up with today, thanks to automated underwriting systems (AUS).
About MortgagesSeptember 21, 2017What is a conventional mortgage loan?What is a conventional mortgage? In mortgage lending, conventional simply means that a program is not backed by the government.
About MortgagesSeptember 17, 2017How do I know that I’ll be approved for a mortgage?If you're worried about being approved for a mortgage, you're not alone. Here's how to assess and improve your chances.
About MortgagesAugust 25, 2017Want to start a business? Buy a homeIf you want to start a business, buy a home. Yes, those two goals can support each other. Find out how.