Mortgage Strategy - Page 19

The "Delayed Financing" loan program allows cash buyers to do a cash-out refinance just one day after closing. Program rules, plus today's mortgage rates.

Mortgage rates are a 14-month best and U.S. home values are rising. A review of today's refinance programs, plus live mortgage rate quotes.

Ask these 8 questions of your lender and you'll improve your chances of getting that great mortgage loan. Free mortgage rates available.

Specific behaviors to avoid while your mortgage loan's in process. The loan you save may be your own. Updated for mortgages in 2014.

Effective immediately, mortgage lenders have lowered minimum FICO requirements on home loans. Read more about the shift, and get today's live mortgage rates.

Mortgage lenders needed 42 days, on average, to get buyers to the closing table last months. Need to close more quickly that than? Use these tips to speed your purchase mortgage approval.

Want to get your mortgage approved? Your odds can improve when you apply with more than one bank. Read more about "investor overlays" here.

Home buying infographic. Graphic uses "pro tips" on selecting the right mortgage, building sound budgets, and closing costs negotiations.

Learn how to use mortgage rate locks for your personal gain. Pick a better closing date, get a better mortgage rate.

Which is better for you? An FHA mortgage or a conforming one? Broken down, trait-by-trait.

There is a big advantage to "going FHA" these days -- especially if you're making a low downpayment purchase. FHA mortgage rates are low as compared to conventional ones.

Is an FHA mortgage better for you than a conventional one? A quick rundown of each product and a comparison chart.

Last quarter, 1 in 4 conforming mortgage applicants ditched their 30-year mortgage for a 15-year fixed. There are good reasons why, too.

A pending mortgage policy change threatens to end zero closing costs mortgages for good. The end of "no fee" mortgages may be here sooner than you think.

Record-low mortgage rates draw refinancing households away from 30-year fixed-rate mortgages into shorter-term products such as the 15-year fixed-rate mortgage.

Most people know that low FICO scores influence the mortgage rates for which they're eligible. For the past 3 years, though, they've raised closing costs, too.

It appears that lower mortgage rates come with a price. Closing costs rising in most states. Look zero-cost instead.

Zero-cost mortgages are terrific in a falling interest rate environment, like the one we're in now. They eliminate sunk costs completely and offer an immediate refinance payback.

As compared to the day *after* the expiration of the $8,000 home buyer tax credit, today's cost of carrying a 30-year fixed rate mortgage to term is lower by $51,000. Mortgage rates are on a 6-month rally.

During the first few years with an amortizing home loan (i.e. principal + interest), homeowners often feel like their entire monthly payment is going towards interest. Well, not all of it goes towards interest, the graph tells us. Just most of it. If you're in the early years of mortgage,...