FHA Home BuyingDecember 31, 2017FHA approved condos — Complete 2025 guidelines and updatesThis year's guidelines for FHA approved condos, plus how to apply for an FHA mortgage.
FHA Home BuyingOctober 5, 2017FHA loans allow 100% down payment giftsFHA loan guidelines are flexible about downpayments. The funds can come from a number of sources besides the buyer's own bank account.
FHA Home BuyingSeptember 5, 2017Is the FHA mortgage your best home loan?An FHA mortgage might be your best route to homeownership. Today, however, FHA loans face competition from other products, and one of them might be a better fit for you.
FHA Home BuyingAugust 9, 2017Guide To FHA Home Loans: FHA Fees And Mortgage Insurance PremiumsFHA fees and mortgage insurance make it possible to buy homes with little down. But they are not cheap.
FHA Home BuyingAugust 8, 2017Guide To FHA Home Loans: FHA 203(k) Construction & Remodeling MortgageThe FHA 203(k) mortgage has a lot of advantages if you are short on cash and want to buy a fixer-upper or get cash for improvements when you refinance.
FHA Home BuyingAugust 5, 2017How an assumable FHA loan can pay off big as rates riseAssumable FHA loans can make you money. If rates are higher when you sell your house, you'll be able to offer your buyers a better deal than your neighbors can -- an assumable loan at a lower-than-market rate. Advantage, you.
FHA Home BuyingAugust 4, 2017Guide To FHA Home Loans: Your Down Payment And Closing CostsYour FHA down payment and closing costs can come to a significant chunk of change -- or nothing at all.
FHA Home BuyingAugust 4, 2017Guide To FHA Home Loans: What Credit Score Do You Need For An FHA Home Loan?Qualifying for an FHA mortgage is not rocket science. Get your documentation together and complete your application carefully, using these tips, and take your shot at home loan approval.
FHA Home BuyingAugust 2, 2017Guide To FHA Home Loans: Qualifying And ApplyingQualifying for an FHA mortgage is easier than for many other programs, but it is not automatic. Here's what you need to know to increase your chances of FHA loan approval.
FHA Home BuyingAugust 1, 2017Guide To FHA Home Loans: How Much Income Do You Need?What is the debt-to-income ratio for FHA home loans? It's pretty flexible, and higher than you're likely to get with other programs without fantastic credit and a big down payment.
FHA Home BuyingJuly 24, 2017FHA Income & Debt Rules Affect ApprovalsThe FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.
FHA Home BuyingJuly 7, 2017Can You Sell That Home To An FHA Buyer? 2017 FHA Minimum Property StandardsFHA-insured properties must meet minimum health and safety standards. What you need to know, and how to get your home FHA approved. Updated for 2017.
FHA Home BuyingJune 9, 2017FHA Guidelines: All You Need To KnowFHA guidelines are very important -- to FHA underwriters. You don't need to know all 1,000 pages of FHA guidelines -- just these facts.
FHA Home BuyingMay 20, 2017The Buy-And-Rehab Strategy Nets Home Buyers Serious EquityMost buyers want a move-in-ready home. But those who don't mind medium-sized repairs can build equity quickly. The FHA 203k loan can help.
FHA Home BuyingApril 12, 2017The 5 Best Articles For FHA Home Loans & FHA Mortgage RatesThe FHA mortgage program provides low mortgage rates and simpler mortgage qualification standards. These are our 5 best posts on the topic of FHA loans.
FHA Home BuyingFebruary 27, 2017FHA Home Loan: A Smart Choice When Rates Are RisingThe FHA home loan offers unique advantages when rates are rising. Assumability and the lack of risk-based pricing adjustments can help you buy a house you otherwise wouldn't qualify to finance.
FHA Home BuyingFebruary 17, 2017FHA ARM Rates: Should You Choose An FHA ARM?FHA ARM rates allow you to get the benefits of an FHA loan -- low down payment, assumability, and flexible underwriting -- for less.
FHA Home BuyingFebruary 5, 2017Help friends or family qualify with an FHA “family mortgage”With an FHA loan, a home buyer can use income from a family member or even friend to qualify for the mortgage.
FHA Home BuyingJanuary 21, 2017No FHA Fee Cut For Now. But Don’t Rule It Out In 2017Previously announced FHA fee cuts have been overturned. But FHA buyers may be wise to proceed with their home buying plans.
FHA Home BuyingJanuary 17, 2017FHA Smashes Homeownership Barriers In High-Priced MarketsFHA loan limits are higher across 188 U.S. counties in 2016. Now, families have access to more homes in higher-priced areas.