ForecastsNovember 3, 2020Forecast: Will the 2020 election change mortgage rates?Mortgage rates shot up after the 2016 election. But will they do the same in 2020? See our mortgage rate forecast and historical perspective here.
Mortgage NewsJuly 1, 2020States reopen 2010 mortgage relief program during COVID-19Some states are reopening a 2010 mortgage relief program, the Hardest Hit Fund, to help homeowners during COVID-19. Find out if your state is participating and what it means for you.
Federal ReserveJune 17, 2020For once, the Fed DOES affect mortgage rates. Here’s whySince March, the Fed has controlled mortgage rates more than usual. Find out how the Federal Reserve helped push mortgage rates to record lows.
Economic NewsMay 20, 2020Before entering mortgage forbearance, read thisCOVID-19 mortgage forbearance is here and will help millions of borrowers in the short-run. But long-term forbearance issues shouldn't be overlooked.
FICO & Credit ScoresApril 28, 2020Free credit reports are now available weekly instead of yearly. Here’s how to get yoursBecause of coronavirus, free credit reports are now available on a weekly basis from Equifax, Experian, and TransUnion. Here's how to get yours.
Cash Out RefinanceApril 27, 2020Homeowners are using cash-out refinances for emergency funds. Should you?U.S. homeowners could tap millions in home equity to help them through coronavirus financially. Is a cash-out refinance a good idea for you?
ForecastsApril 21, 2020Breaking: This agency predicts 2.9% mortgage rates by 2021Fannie Mae predicts mortgage rates in the record-low territory for the rest of 2020 and 2021. What that would mean for home buyers and refinancers.
Mortgage NewsApril 9, 2020How to request mortgage forbearance under the CARES Act: Use this hardship letter templateUse this free hardship letter template to request mortgage forbearance from your loan servicer. This is the one step to get CARES Act mortgage relief.
Mortgage NewsMarch 31, 2020Jumbo, low-doc, alt-doc mortgage loans disappear overnightNon-QM mortgages (like jumbo loans and bank statement loans) disappeared from the market overnight. They could be gone for 2 weeks, a month, or more.
Mortgage NewsMarch 30, 2020You’re laid off due to COVID-19 — Will your mortgage be denied?Workplace shutdowns make it hard to verify your employment. Does that mean your mortgage application will be denied? Here's what you should know.
Economic NewsMarch 26, 2020Phase Three coronavirus stimulus bill to include stimulus checks and moreThe Phase Three coronavirus stimulus bill, currently in the works, will likely include large stimulus checks and other direct benefits for U.S. households.
Mortgage RatesMarch 18, 2020The race to zero: How mortgage rates got left behindThe Fed cuts rates to zero, but mortgage rates didn't follow. Now it's up to lenders to decide when to lower rates again.
Mortgage RatesMarch 3, 2020Emergency “double” Fed rate cut pushes mortgage rates to record lowsThe Fed just issued an emergency "double' rate cut as coronavirus fears continue. Mortgage rates sink to all-time lows.
Mortgage NewsDecember 9, 2019Credit standards are loosening: Buyers may now find it easier to get a mortgageWorried about qualifying for a mortgage? You might not need to. According to new data, credit standards are actually loosening.
Mortgage NewsNovember 29, 2019The best Black Friday deals for appliances, tech, home improvement, and moreIt’s Black Friday, and if you’re looking to fix up or redecorate your house, there are dozens of discounts, specials, and day-only doorbusters to help.
Real Estate NewsNovember 4, 2019Is the U.S. on the verge of its biggest housing boom ever?Some think the U.S. is about to have a massive housing boom. Will inventory go up and prices down? Experts weigh in on mortgage rates, shortages, and other factors.
Federal ReserveOctober 31, 2019Study: The real impact of Trump tweets on Federal Reserve interest policyNBER study says Trump tweets might have an impact on Federal Reserve policy. That could mean lower mortgage rates, but potentially dangerous consequences.
Mortgage RatesOctober 30, 2019Thanks to mortgage rates, buying a home is the most affordable it’s been in almost three yearsAffordable housing is a reality right now, thanks to low mortgage rates. But with housing shortages and rising prices, affordability might not last long.
ForecastsOctober 16, 20192020 mortgage and refinance rates forecast from experts2020 mortgage rates forecast: What do the experts say we can expect in terms of real estate financing costs?
Mortgage NewsSeptember 26, 2019Equity rises by $5K for most homeowners — and 5X that in some statesThe average homeowner earned about $4,900 in home equity over the last year. In some states? Homeowners gained more than five times that.
