Articles by Tim Lucas - Page 2

Discover the most budget-friendly cities for homebuyers through our nationwide analysis of housing affordability.

Discover how to achieve a net zero home, eliminate energy bills, and reduce your carbon footprint in this comprehensive guide.

Private mortgage insurance (PMI) is usually required if you put less than 20% down. Learn how much mortgage insurance costs and when you need it.

It can be challenging to pick the best type of refinance loan for your situation, but this guide will help you understand your best refinance options.

Owners of vacation homes are discovering low rates and easier qualification standards for second home refinances. Get cash out, lower your rate, and make your vacation residence more affordable.

There are many mortgage programs for buyers who want no-money-down home loans, or loans requiring just a small downpayment. This is a review of some of them.

You may have heard that the lowest rates ever are here. But are they still available?

Mortgage rates are starting the feel the effects of another Fed rate cut. What does a lower Fed rate mean for your mortgage?

A time-proven method to get lenders to compete for your business. Want a ridiculously low rate? Do these 10 steps.

Mortgage rates could be headed lower after mounting pressure on the Federal Reserve to make a historic rate cut.

Mortgage rates have dropped to new lows, putting a record number of homeowners "in the money" to refinance and cut their rates by at least 0.75%, says a new report.

Mortgage rates are low, but they could go much lower after the August 2019 yield curve inversion. Here's why.

Mortgage rates hold to low levels as the Federal Reserve cuts rates for the first time since 2008.

Mortgage rates are already low, but they could drop to ridiculously low levels if the Fed issues a deeper cut than markets expect.

Mortgage rates are in a tailspin as the Fed holds rates steady in June and hints at a significant cut this July.