Articles by Erik J. Martin - Page 9

It's been a good time to buy a house since mid-2019, with low rates creating record affordability. But is now, amid coronavirus, still a good time to buy?

Mortgage forbearance can defer your loan payments for up to 12 months if you're laid off or under financial stress due to COVID-19. Here's how it works.

A mortgage recast lets you lower your monthly payment, without the large upfront cost of refinancing. Learn more about mortgage recast here.

Buying a house from your parents can help you save on down payment closing costs. But there are also unique challenges to buying your parents' house.

Some mortgage lenders offer all-digital real estate closing. But most experts still recommend closing on a house in person. Here's why.

In 2019, two out of five new mortgages were VA loans. Learn about the benefits of VA loans and why they're becoming more and more popular.

Mortgage loan limits increased across the U.S. in 2020. See what you can afford with new loan limits for conventional, FHA, and VA mortgages.

Most of Gen Z plans to buy a house by age 30, which would put them 3 or 4 years ahead of millennial home ownership. But how realistic is that goal?

Your starter home probably won't be forever. Instead of going big, know what to look for in a starter home and how to leverage equity into a bigger home later on.

How do you make an offer on a house that you know will win? A new study says these 3 strategies can dramatically put the odds in your favor.

Buying a foreclosed home can be a cheap, but foreclosures are becoming harder to find. Here's where foreclosed homes are most common and how to buy one.

Early-stage mortgage delinquencies are on the rise in 2019. Learn what causes delinquency and how to avoid being late on your own mortgage payment.

You could buy a vacation home this year and make some money on it, too. Learn where to look for cheap vacation homes and low vacation home mortgage rates.

Some think the U.S. is about to have a massive housing boom. Will inventory go up and prices down? Experts weigh in on mortgage rates, shortages, and other factors.

NBER study says Trump tweets might have an impact on Federal Reserve policy. That could mean lower mortgage rates, but potentially dangerous consequences.

Affordable housing is a reality right now, thanks to low mortgage rates. But with housing shortages and rising prices, affordability might not last long.

Leading housing authorities give mortgage and refinance rate predictions for 2020.

2020 mortgage rates forecast: What do the experts say we can expect in terms of real estate financing costs?