Articles by Erik J. Martin - Page 9

Financial Independence Retire Early (FIRE) requires you to reduce debts and save most of your income. But home buying with a mortgage is still possible.

Climate change is putting millions of homes at risk. Use these climate change maps and expert advice to help inform your next home buying decision.

Many families want to buy a bigger house to support work from home and remote learning. Does buying a house during COVID make sense for you?

You're allowed to pay extra on your mortgage to pay it off early. Here are three strategies to pay off your mortgage early if you have extra cash.

A new report put today's home- ownership rate at a 12 year high. But can home buying data during COVID be trusted? Experts are skeptical.

Sellers typically have the advantage over home buyers in summer. But could COVID-19 flip the housing market? Experts weigh in on both sides.

Buying a home during coronavirus is still possible. Here's how to navigate the contactless home buying process and move forward with your purchase.

Deed restrictions limit what you can build or do on a property. They're common for condos, but can apply elsewhere. Here's how to find out about deed restrictions on your property.

Use this free hardship letter template to request mortgage forbearance from your loan servicer. This is the one step to get CARES Act mortgage relief.

It's been a good time to buy a house since mid-2019, with low rates creating record affordability. But is now, amid coronavirus, still a good time to buy?

Mortgage forbearance can defer your loan payments for up to 12 months if you're laid off or under financial stress due to COVID-19. Here's how it works.

A mortgage recast lets you lower your monthly payment, without the large upfront cost of refinancing. Learn more about mortgage recast here.

Buying a house from your parents can help you save on down payment closing costs. But there are also unique challenges to buying your parents' house.

Some mortgage lenders offer all-digital real estate closing. But most experts still recommend closing on a house in person. Here's why.

In 2019, two out of five new mortgages were VA loans. Learn about the benefits of VA loans and why they're becoming more and more popular.

Mortgage loan limits increased across the U.S. in 2020. See what you can afford with new loan limits for conventional, FHA, and VA mortgages.

Most of Gen Z plans to buy a house by age 30, which would put them 3 or 4 years ahead of millennial home ownership. But how realistic is that goal?

Your starter home probably won't be forever. Instead of going big, know what to look for in a starter home and how to leverage equity into a bigger home later on.