Articles by Erik J. Martin - Page 6

Has the U.S. housing market peaked? There are signs a cool-off could be coming. Here's what home buyers should know.

How high will mortgage rates go? See mortgage rate predictions for mid- to late-2022 from eight industry-leading housing experts.

Learn how to refinance a second mortgage, including options to refinance a home equity loan, HELOC, or piggyback loan.

Rising interest rates are tough on home buyers. But there's plenty you can do to fight the market and lower your mortgage rate. Here's how.

Is buying a house a waste of money? That depends who you ask, but many experts will tell you it's a sound investment, even in 2022.

Learn how a debt consolidation refinance works and whether or not it's the right financial choice for you.

Learn what it means for a home to be in real estate probate and how to navigate this legal process.

Mortgage amortization is the process of paying down your home loan. Your amortization schedule affects your payments, home equity, and payoff date.

Cash-out refinance rates are a little higher than standard refi rates. But savvy shoppers can still find a great deal.

Some home buyers wonder if they should wait for prices to drop. But experts say that won't happen in 2022. Here's why.

Want to buy a house in a different state, but aren't sure where to start? These expert tips will help.

Home buyers are feeling the squeeze of low inventory and heavy competition. Here's how to fight home buyer burnout and stay motivated in this market.

It's possible for two or more people to buy a home if all the buyers qualify for financing. Learn about buying a home with another person here.

Timing your mortgage refinance correctly can lead to big savings. Here's how to choose the best day to close on a refinance.

Learn how to refinance your mortgage with this simple, step-by-step guide.

Learn about the upfront costs of buying a home so you know exactly what you need to save for as a first-time home buyer.

Refinancing your mortgage before retirement has its benefits, but it may not make sense for everyone. Learn if you should refinance before retirement.

Loan modification helps borrowers who can't pay their mortgage due to financial hardship. Learn more about a loan modification vs refinance.

Home prices are on the rise in 2022. But you may still find affordable houses in these states and cities.

With home prices up and inventory down, buying a house in 2022 can take some creativity. Here's what the experts say you should do.