Articles by Erik J. Martin - Page 6

Mortgage amortization is the process of paying down your home loan. Your amortization schedule affects your payments, home equity, and payoff date.

Cash-out refinance rates are a little higher than standard refi rates. But savvy shoppers can still find a great deal.

Some home buyers wonder if they should wait for prices to drop. But experts say that won't happen in 2022. Here's why.

Want to buy a house in a different state, but aren't sure where to start? These expert tips will help.

Home buyers are feeling the squeeze of low inventory and heavy competition. Here's how to fight home buyer burnout and stay motivated in this market.

It's possible for two or more people to buy a home if all the buyers qualify for financing. Learn about buying a home with another person here.

Timing your mortgage refinance correctly can lead to big savings. Here's how to choose the best day to close on a refinance.

Learn how to refinance your mortgage with this simple, step-by-step guide.

Learn about the upfront costs of buying a home so you know exactly what you need to save for as a first-time home buyer.

Refinancing your mortgage before retirement has its benefits, but it may not make sense for everyone. Learn if you should refinance before retirement.

Loan modification helps borrowers who can't pay their mortgage due to financial hardship. Learn more about a loan modification vs refinance.

Home prices are on the rise in 2022. But you may still find affordable houses in these states and cities.

With home prices up and inventory down, buying a house in 2022 can take some creativity. Here's what the experts say you should do.

Learn what to look for when buying a house. Real estate and housing experts share their best tips.

Refinancing can equal big returns on your rental or investment property, if you can navigate the roadblocks. Get refinance investment property rates today.

First-time home buyers can access special loan programs and assistance. But a home buyer education course may be required.

This handy mortgage refinance checklist helps you get paperwork in order and understand your refinance goals to speed up the process and save money.

When you can make lenders compete for your mortgage, you can lower your interest rate and get the best deal on your home loan and closing costs. Here's how.

Will mortgage rates go up in 2022? Most experts say yes, but they're split on how much rates will rise. See 2022 mortgage rate predictions here.

2021 was a tough housing market. Will things improve in 2022? Read our housing market predictions from 7 real estate experts to find out.