Articles by Erik J. Martin - Page 4

If you're facing big debt with high interest rates, consolidating it through your home equity could save you a lot of money.

USDA loans have some special requirements for home buyers. Learn about income limits, eligible locations, and other USDA loan requirements.

Home buying involves many important documents - One of the most crucial is your property deed, which legally states who owns the house.

Avoid sticker shock on the day of closing by learning more about closing costs for sellers and what you can expect to pay.

The home office remodel trend is hotter than ever. Learn the pros and cons as well as how much it costs to create your dream home office.

So how much does it cost to build a pool? Here's everything you need to know about adding a new swimming pool in your backyard.

How much does it cost to finish a basement? On average, expect to pay between $7 to $25 per square foot to finish a basement.

You can still take advantage of your home's equity despite bad credit. Read on to discover the best home equity loans for bad credit.

An FHA loan is a government-backed mortgage that's popular with first-time homebuyers. Discover the different types of FHA loans available.

Thinking about relocating to a state where it’s less costly to purchase a home? You’re not alone. Discover the cheapest states to buy a house in.

What's the right HELOC strategy for your financial needs? Read on to discover creative ways to put your home equity to work for you.

A jumbo loan lets you buy a high-priced home with a mortgage above conforming limits. Learn about jumbo loan limits and requirements here.

Will the housing market get better in 2023? Will rates go down? Will home prices fall — or crash? Experts answer these questions and more.

Will mortgage rates go down in 2023? Experts are split on how high rates could go next year. See their 2023 mortgage rate predictions here.

Do you need 20% for a conventional loan down payment? Not even close. Today's conventional loans start at just 3% down.

You typically need good credit to get a HELOC. But lenders set their own guidelines and some are more lenient than others.

It's possible to get a HELOC on an investment property. But fewer lenders offer them and the rules are a little different. Learn more here.

Buying a house after bankruptcy is possible, but most buyers have a waiting period after Chapter 7 bankruptcy to get a home loan.

Most mortgage lenders consider 43% or lower to be a good debt-to-income ratio. But a higher DTI may be OK, too. Here's what you should know.

A second mortgage lets you cash out home equity without refinancing. Learn about second mortgage options and how they work.