Articles by Erik J. Martin - Page 2

Texas has special rules for accessing home equity. If you're a homeowner in the Lone Star state, knowing these laws will give you a leg up.

Close to reaching your mortgage forbearance end date? Learn about your extension options and how to plan for what comes next.

It's tough to buy a house with low income or poor credit, but using a co-borrower for a mortgage loan can help. Here's how co-borrowers work.

Mobile home refinancing is possible, as long as your home meets certain requirements. See manufactured or mobile home refinance options here.

How do presidential elections affect real estate? Learn how this year's presidential election can impact the housing market.

When it comes to VA loans vs. conventional loans, it's often an easy choice: VA, if you're eligible. But your situation could be different.

A VA construction loan lets you buy land, build a home, and finance the mortgage with 0% down. Learn more here.

Your mortgage FICO score has a big impact on your home loan. Use these ten tips to improve your credit score before you apply.

Curious about what's in store for mortgage rates in 2024? Our experts offer valuable predictions, empowering you to plan in an ever-changing housing market.

Stay ahead of the game during the spring home buying season by understanding the latest trends, mortgage rates, and strategies that will give you an edge in securing your dream home.

VA loan co-signers are allowed. But the co-signer must be your spouse and/or another VA-eligible borrower. Learn more about VA loan co-signers here.

The Chenoa Fund helps home buyers with down payment assistance worth 3.5% of the purchase price. Find out whether you might qualify for aid.

Discover how the Good Neighbor Next Door program offers teachers, law enforcement officers, firefighters, and emergency medical technicians the opportunity to purchase homes at a significant discount.

Wondering if home prices will drop in 2024? Gain a deep understanding of the factors that impact home prices and make an informed decision about your homeownership journey.

Is it worth it to refinance for 1 percent? What about 0.5 percent? Learn when refinancing is worth it — and when it's not.

Thinking about selling your house? Don't miss our guide on commissions – the essential piece of the real estate puzzle.

Buying a home requires making sacrifices and getting your financial house in order. Learn how to increase your chances of mortgage approval.

You used to need a 20% or 30% down payment to get a jumbo mortgage. But today, you can find jumbo loans as low as 5% down and no mortgage insurance.

This cash-out refinance guide explains how a cash-out loan works, as well as cash-out refinance requirements and rates.

Should you rent or sell your first home while purchasing another? Read on for expert tips and considerations to help you navigate this crucial decision.