Articles by Aly J. Yale - Page 3

Buying a house with student loan debt can be tough. But new FHA student loan guidelines are making things easier for buyers.

House hacking means buying a home, renting all or part of it, and using that income to cover your mortgage payment. Learn how house hacking works.

A new rule reduces closing costs for investment property buyers — but only if owners agree to report their renters' payments to the credit bureaus.

It's more than possible to buy a house in your 20s (or even earlier) if you meet a few basic criteria. Here's how to get started as a first-time home buyer.

Many buyers and homeowners are wondering whether we're headed toward another housing market crash. Here are 5 reasons we're not.

Learn about the differences between a fixed vs. adjustable rate mortgage, including interest rates, monthly payments, pros and cons for each loan type.

It's definitely possible to buy a house with student loan debt. Learn how to work around student loan debt and qualify for a mortgage more easily.

Here are four good reasons to refinance now, according to mortgage expert Arjun Dhingra. Find out if a refinance is the right move for you.

Investment property and second home loans should be getting cheaper, as the FHFA has paused a rule that was increasing rates and fees.

How does inflation affect investments — and in particular, real estate? Learn about housing and inflation, and whether it makes sense to buy right now.

Many U.S. homeowners are equity-rich. As home values rise, so do equity levels. Learn about the 4 best ways to use home equity.

A new rule from Fannie Mae will help renters buy homes. If you have little or no credit history, rent payments can now help you qualify for a mortgage.

Down payment assistance can help put you in a home if you're short on cash savings. Learn about 4 kinds of down payment assistance and how they work.

You don't need 20 percent down to buy a house. And even if you have the cash, putting 20 down might not be the best move. Explore your options here.

A new mortgage relief plan from President Biden will reduce mortgage payments by 20 to 25 percent for eligible borrowers. Learn about relief options here.

Should you buy a home right now? That depends on your budget, location, and financial plans. Learn about the pros and cons of buying a house right now.

The cost of buying a home is on the rise. But don't give up. Home buying can still be affordable if you follow these 8 tips to lower your costs.

A new bill aims to create a zero-down home loan program for teachers, firefighters, police, and other first responders. Here's what you should know.

Home prices are on the rise. How much income do you need to buy a house in today's market? With good credit and savings, it might be less than you think.

A new refinance option from FHFA could help low-income homeowners save $2,000 per year or more. Learn about program rates and requirements here.