Aly J. Yale, contributor

President Biden's State of the Union Address introduces the eagerly anticipated $10,000 First-Time Home Buyer Tax Credit.

Are you a recent homeowner? Find out why 2024 could be the perfect year to refinance your mortgage.

Mortgage rates have fallen substantially since last fall. But are they appealing enough to bring borrowers back to the market?

Explore the rising optimism among consumers as a record-high number expects mortgage rates to fall in the next 12 months.

Learn about the six best first-time home buyer loans offering low down payments and flexible guidelines.

You typically need a two-year job history to buy a house. But there are exceptions to that rule. Learn how to buy a house without a two-year job history.

You can still qualify for a mortgage and buy a house with credit card debt. However, paying it off first can help you get there sooner.

When buying a home, make sure you understand all relevant real estate contingencies. Learn about the various contingencies and what they mean.

It's tempting to max out your preapproved home buying budget. But experts warn against buying the most expensive house you can. Here's why.

How do you become a home buyer in your 30s? Learn the first steps you should be taking, according to one mortgage professional.

Should you buy a house now? Or wait for rates to drop and make your home loan more affordable? One mortgage expert weighs in.

Most home buyers know to shop around for their mortgage lender. But timing your shopping? That’s a different story.

Shopping for mortgage rates is key to getting an affordable loan. But when in the home buying process do you start rate shopping?

High interest rates are putting the squeeze on home buyers. But these nine tips can help you succeed regardless of the interest market.

The FHFA is eliminating risk-based loan fees for many first-time home buyers. Here's what it might mean for you.

A new Freddie Mac rule in 2022 could make it easier for many home buyers to qualify for a mortgage. Here's how.

Everyone knows home-buying mantras like "start saving early." But these seven lesser-known tips could give you a more competitive edge.

Did rising rates throw a wrench in your plans to move and upsize this year? A HELOC for home improvements could be a good alternative.

September brought the Federal Reserve's third 75-point rate hike in a row. What does this mean for mortgage rates?

Headlines about high rates and even higher home prices are still common. But have we already left the worst of the housing market behind?