USDA Loans

Dreaming of a new home? Zero-down mortgages provide Millennials and Gen Zers a path to homeownership without needing a large down payment.

Learn about current USDA eligibility requirements and income limits to qualify for a zero-down USDA mortgage.

Learn how to refinance your USDA loan into a lower rate and payment. Or refinance a USDA loan to cash-out equity or remove mortgage insurance

Learn about USDA loans and their key benefits: no USDA loan down payment and affordable USDA closing costs.

The USDA loan approval process is much like other loan types. Learn about the step-by-step process and timeline for getting a USDA loan.

Compare pros and cons of USDA vs FHA loans as well as minimum requirements to qualify. Find out which loan is best for you.

USDA loans offer low rates and no down payment for eligible buyers. Explore income limits, requirements, and compare rates to find your best option.

USDA construction loans can be an affordable way to buy land and build a home. Read on to learn more about their pros and cons.

A first-time home buyer down payment can be very affordable. Learn about zero-down and low-down-payment options for first-time buyers.

How big is the down payment for a $500,000 house? That depends on the type of mortgage you choose. Check your current options.

Refinance requirements can be tricky, but the rewards are often huge. Find out what you need to meet basic refinance requirements and start saving.

Streamline Refinance programs waive income, asset, credit and employment verification, simplifying the approval process. Appraisals aren't required, either.

A mortgage buydown lets your seller, developer or agent buy you a lower mortgage rate for one, two or three years. Read on to learn more.

Learn how to buy a house with a 700 credit score, including the best mortgage types and tips to get the lowest mortgage rate.

A government-backed loan is often the smartest choice, especially for first-time buyers. But they have drawbacks. Which is best for you?

USDA loans have some special requirements for home buyers. Learn about income limits, eligible locations, and other USDA loan requirements.

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Streamline Refinancing is a faster way to lower your rate on an FHA, VA, or USDA loan. Why aren't more homeowners using it?

See the pros and cons of conventional vs. VA vs. FHA refinancing. Compare refinance rates and learn about cash-out options.