Mortgage Products - Page 7

Debt-to-income requirements can make it harder to get a mortgage if you have lower income or live somewhere expensive. A new rule in 2020 could change that.

Choosing an adjustable-rate mortgage (ARM) instead of fixed-rate loan can be a great way to save money on your loan. But, is it really your best choice?

VA refinance rates are hitting new lows. How to capture a rate quickly with very little paperwork and effort.

FHA is reducing its maximum loan-to-value from 85% to 80% for cash-out loans. Your strategy in light of this change.

If you've ever been tempted by real estate investing, now might be the perfect time to turn your dream into reality. Because the factors that can lead to success rarely line up better than they do today.

Lot loans, construction loans and "one-time close" loans come from many sources and have many rules. Here's what you need to know.

Most homeowners don't realize they can tap into their home equity to buy another home -- before they sell. Success story of someone who did it.

Your credit union might offer a good deal on a mortgage when you buy or refinance. Or not. Here's what you need to know about credit union mortgages, and how to get the lowest rate no matter who provides your financing.

The Freddie Mac HomeOne program removes income and geographic restrictions from its 3% down loan. Buyers can qualify for a low down payment even without low-income status.

You don't need to make a 20% downpayment to purchase a home. Review popular low- and no-downpayment mortgage programs and get a complimentary mortgage rate quote.

ARM mortgages are suddenly more popular than they have been in years. Rising interest rates, better loan products and big money-savings are making adjustable-rate mortgages (ARMs) increasingly popular.

The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.

Down payment notions from decades past no longer apply. Home buyers have access to new options that are changing the way people finance homes.

Today's jumbo mortgage rates are similar to those of standard conforming loans. But, they come with a different set of rules. Will you qualify?

Can you get a mortgage if you owe back taxes? Fannie Mae says you can, if you follow these tips.

The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.

Fannie Mae and Freddie mac loan limits will go up in 2018 for most borrowers. find out about your area's loan limit here.

The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.

What are the best home improvement loans available? It depends on your needs, home equity, and other factors. Here's how to choose.