Conventional Loans - Page 2

See the pros and cons of conventional vs. VA vs. FHA refinancing. Compare refinance rates and learn about cash-out options.

Learn all you need to know about jumbo vs. conventional loans. Explore interest rates, requirements, and who should use which loan type.

The Fannie Mae HomeStyle loan lets you buy a home and carry out renovations with one mortgage. Learn about HomeStyle rates and requirements here.

Is there a conventional Streamline Refinance? No, but you can use a different refinance option to get similar Streamline benefits. Here's how.

Conventional loans have a few basic property standards, but no in-depth home condition requirements. You likely want a home inspection anyway.

Fannie Mae and Freddie Mac's 0.5% refinance fee is delayed until December 1. But to avoid the fee and higher refinance rates, you need to apply sooner than that.

A new fee will be added to conventional mortgage refinances on September 1. Will this mean higher refinance rates? For some, it's likely.

A conventional loan can be the best mortgage option in town. The reason is their simplicity, lower rates, and widespread availability. Here's why.

Mortgage loan limits increased across the U.S. in 2020. See what you can afford with new loan limits for conventional, FHA, and VA mortgages.

Knowing the difference between Fannie Mae and Freddie Mac can help you get approved for a mortgage. Here's what you need to know.

For millions of Americans, Fannie Mae has a lot to do with whether or not you qualify for a mortgage and how much you'll pay. Here's what you should know.

For millions of Americans, Freddie Mac has a lot to do with whether or not you qualify for a mortgage and how much you'll pay. Here's what you should know.

Debt-to-income requirements can make it harder to get a mortgage if you have lower income or live somewhere expensive. A new rule in 2020 could change that.

Very few houses turn into “forever” homes. But that begs a question: What the minimum amount of time you should stay put before moving?

New research shows making the down payment is the greatest financial barrier to homeownership. But the good news is you may not have to put down as much as you think. The trick is choosing the right loan or assistance program. Find out what you can afford and qualify for. And consider creative strategies to help save for the down payment.

If you have 5% or even 3% down, should you choose a conventional loan? You might get a cheaper payment -- and $0 down -- with USDA.

When you want to make a low down payment, conventional mortgages can be less expensive and easier to access than FHA, VA, or USDA loans.

Government-backed programs are no longer the only low-downpayment option. Conventional loans now offer similar benefits.

Fannie Mae's Conventional 97 mortgage program is official. Just 3% down and ultra-low mortgage insurance rates. Easy-to-follow guidelines.

64% of August home loans were linked to conventional mortgage financing. Find out why, and read about FHA and VA financing, too. Get live mortgage rates.