Articles by Erik J. Martin - Page 13

Mortgages mean paperwork. But except for the most important, you don't need to read or keep all of the mortgage loan documents you see. Here's how the process normally goes, and how to deal with print fine and large.

Your home closing may also be called the day of funding. That's when the lender reviews your file, determines that all requirements for underwriting and auditing have been met, and wires the funds to the title company.

FHA appraisal requirements and those of other government-backed loans may require the completion of home repairs prior to closing. Or you may have to do an escrow holdback. Here's what you need to know.

Can you get a mortgage on an Airbnb rental home? Yes, you can under certain home loan programs.

Buying, financing and managing rentals can be challenging when you have more than four. Here's how to do it with maximum efficiency.

Being clear to close (CTC) means you have satisfied all the lender's requirements and can get your loan documents and close any time.

To buy a home, you need an offer and acceptance. Here's how to finalize your offer to purchase a home.

Recording fees and practices vary between counties in the US. But the process itself is required for all real estate transactions because they are by law public records Here's what you need to know.

What happens when your mortgage is sold from one lender to another, or to a mortgage loan servicer or investor? Not much. Here's how to handle it correctly.

When is my first mortgage payment due? You just made a down payment and paid closing costs. Here's how to determine when your first mortgage payment is due.

Home security systems range from alarms to Airedales. Here's how to choose the best home security systems provider for your property.

Buying an investment property can start you on the road to wealth. Many rich people got there that way. But if you lack experience, avoid mistakes by following these tips.

Not everyone gets joy from gardening or lawn care. If you don't like the DIY solution, here's how to find a reliable provider.

If you need cash, your home could provide it. Before borrowing, learn about the home equity loan vs line of credit, or HELOC.

As a renter, you bore little responsibility for home maintenance. But now, you are your own landlord. Here are the essential tasks you'll have to perform yourself or pay someone else to do.

Do you get your security deposit back? It depends. Protecting your security deposit is important, or you may have to kiss it goodbye when you terminate a lease, Here is what you need to know.

How to fire your real estate agent if he or she is not getting the job done. In many cases, it's not that hard to do.

The costs of owning a home may surprise you if you're a first-timer. House expenses should be part of your budget when you buy a home. Costs of home ownership are manageable if you plan ahead.

How much down payment do you need for a house? The average down payment is much less than the 20 percent you think you need.