Erik J. Martin, contributor

For the first time in four years, housing affordability is no longer worsening. Find out how much income it takes to buy a typical home.

A home equity investment could help you tap your home's cash value without refinancing. Learn more about equity sharing agreements here.

Curious if home prices will drop in 2025? Gain an understanding of the factors that impact home prices and make an informed buying decision.

Curious about what's in store for mortgage rates in 2025? Our experts offer valuable predictions, empowering you to plan in an ever-changing housing market.

Discover the essential first-time home buyer loan requirements and find the best mortgage programs for your needs.

A USDA construction loan can be an affordable way to buy land and build a home. Read on to learn more about their pros and cons.

Wondering what Trump's victory means for housing? Discover the key changes we might see in real estate and mortgage policies.

Is a HELOC a good idea in today's market? Explore the pros and cons of tapping into your home equity and if it's right for you.

This cash-out refinance guide explains how a cash-out loan works, as well as cash-out refinance requirements and rates.

Find out how to lower your mortgage payment today. Here are seven ways to reduce your mortgage payment and save money from month to month.

Mortgage rate optimism rises with Fed rate cuts, economic growth, and a recovering housing market in 2025.

The National Homebuyers Fund can help cover down payment and closing costs up to 5% of the loan amount. Here's how apply and qualify for aid.

First-time home buyer government programs include special loan options, down payment assistance, and homebuyer education. Learn more here.

Texas has special rules for accessing home equity. If you're a homeowner in the Lone Star state, knowing these laws will give you a leg up.

Wondering how to get a home equity loan? Our guide breaks down the home equity loan process into simple, actionable steps.

How soon can you refinance a mortgage? Most homeowners have no waiting period, or only have to wait six months after buying or refinancing.

Unlock your home equity with a Texas cash-out refinance. Learn about the current rules, requirements, and how to get started today!

An FHA construction loan lets you buy land, build a house, and finance a mortgage — all with one loan. Learn more about the process here.

Some of the best home improvement loans include HELOCs, home equity loans, the FHA 203k, and cash-out refinancing. Here's how they compare.

Discover how closing cost assistance can save you thousands. Learn about grants, loans, and programs to reduce your home buying expenses!