Articles by Dan Green - Page 11

Congress is working a bill that would give the FHA the ability to raise mortgage insurance premiums to 2.05% -- the fifth hike in 5 years.

Mortgage rates improved Wednesday on the expected economic fallout from Hurricane Sandy. Strong jobs data could wipe those gains out quickly, however.

Mortgage-backed securities (MBS) closed the week on a high note. VA, Conforming and FHA mortgage rates improved. Jumbo rates were unchanged.

Which is better for you? An FHA mortgage or a conforming one? Broken down, trait-by-trait.

The HARP refinance program just took a major overhaul. Income verification is no longer needed, effective immediately. Get today's HARP mortgage rates.

Mortgage underwriting may be strict, but there's no magic formula for getting approved. Satisfy the Mortgage Income-Equity-Credit Triangle.

The FHA may change its treatment of foreclosures, short sales and bankruptcies in a buyer's credit history, adding to the pool of home buyers nationwide.

Since the launch of HARP 2.0, demand for the "underwater mortgage" program has surged. This day-to-day snapshot shows HARP demand remains strong.

When does "cleared to close" not mean "cleared to close"? When Fannie Mae's involved! Keep your loan approval intact all the way through funding. Here's how.

There is a big advantage to "going FHA" these days -- especially if you're making a low downpayment purchase. FHA mortgage rates are low as compared to conventional ones.

Inflation is a self-reinforcing cycle. The longer it lasts, the more insidious its effects, and rising mortgage rates are an unfortunate consequence.

Is an FHA mortgage better for you than a conventional one? A quick rundown of each product and a comparison chart.

41 percent of HARP applicants report LTVs over 125%. Why are these homeowners having a hard time getting approved for HARP 2.0?

Last quarter, 1 in 4 conforming mortgage applicants ditched their 30-year mortgage for a 15-year fixed. There are good reasons why, too.

The FHA has restructured its mortgage insurance rates for 2012. This guide details the changes and can help you keep your FHA payments low.

The FHA will raise its mortgage insurance premiums April 1, 2012. Here is a listing of the new FHA MIP schedules.

A pending mortgage policy change threatens to end zero closing costs mortgages for good. The end of "no fee" mortgages may be here sooner than you think.

Record-low mortgage rates draw refinancing households away from 30-year fixed-rate mortgages into shorter-term products such as the 15-year fixed-rate mortgage.

Most people know that low FICO scores influence the mortgage rates for which they're eligible. For the past 3 years, though, they've raised closing costs, too.

The company behind the FICO scoring model published a "What If?" series for common, specific credit missteps. See how your scores can change with a foreclosure, missed payment, maxed credit card, and more.