Articles by Craig Berry - Page 7

Don't just compare rates and fees when shopping for a mortgage loan. For instance, some types of mortgage companies can get you approved when another can't.

There is more than one type of PMI; in fact, there are four. Choosing the right one puts you in a better home buying position.

Self-employment alone won't stop your mortgage approval. You just need to know how lenders look at your income as a self-employed applicant.

The bank statement loan is perfect for those with a lot of income, but not a lot of the tax-return-documented kind.

Mortgage lenders are giving their lowest rates to buyers showing certain documentation. See what you'll need, and get access to complimentary mortgage rate quotes.

Buying a home should not intimidate you, if you prepare for the experience. Here's what you need to know about preparing for your mortgage and your purchase.

What happens at your mortgage closing? And after your mortgage closing? Find out what you should do to make everything go smoothly.

How to find the best mortgage lender?

Rising mortgage rates mean higher payments, and that impacts home affordability. But the relationship is more complicated than that, and the news may not be as bad as you think.

Buying a home and selling a home, aka a simultaneous closing, can present a timing challenge, but it's definitely possible. Here's what you need to know.

Want to know how to apply for a home loan? It's not hard, but you want to get it right the first time.

An interest only mortgage could be right for you. or it could be very, very wrong. Learn about the pros and cons of interest only mortgages here.

Most buyers want a move-in-ready home. But those who don't mind medium-sized repairs can build equity quickly. The FHA 203k loan can help.

Active military personnel and veterans have access to the VA home loan, which provides distinct advantages not available with any other loan type.

You can get a mortgage with no credit score. Because lenders can use alternative sources of proving that you know how to manage your money and your bills.

No doc mortgages used were highly popular before the mortgage crisis, and some lenders may be creeping slowly back into that crazy market. But are the loans the same?

Long before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.

You don't have to be a veteran to assume a VA loan. Find out why taking over someone else's VA home loan when you buy a house could get you a great mortgage rate at a low price.

Get access to today's ultra-low rates, no matter which type of loan you are refinancing. Even HARP-ineligible homeowners could use a standard FHA refinance.

Think you can't be approved for a mortgage? Neither did these 3 home buyers. Read their true stories.