Mortgage RatesJanuary 4, 20162016 Mortgage Rate Forecasts, Made By Mortgage Industry InsidersMortgage market experts provide insight and their forecasts for 2016 mortgage rates.
Tax Law For MortgagesDecember 23, 2015Year-End Tax Tip: Boost Your Mortgage Interest Tax DeductionFor homeowners claiming mortgage interest deductions on their tax returns, the IRS offers a simple way to minimize 2015 federal income tax liability.
FHA Home BuyingDecember 23, 2015FHA Mortgages Don’t Require A 20% Down PaymentThe FHA mortgage program features looser guidelines, lower rates, and requires less down payment than loans of other types. Is the FHA loan right for you?
Mortgage ProductsDecember 23, 2015Fannie Mae Replaces MyCommunityMortgage With The HomeReady™ MortgageFannie Mae retired the MyCommunityMortgage, replacing it with the HomeReady home loan. HomeReady offers discounted mortgage rates and requires just 3% down.
VA LoansDecember 17, 2015Military Borrowers Voluntarily Increase VA Mortgage Down PaymentsThe VA Loan Guaranty allows for no-money-down mortgages. However, more buyers are opting to make downpayments. Analysis, plus access to today's live rates, which are the cheapest of all available rates.
Mortgage StrategyDecember 10, 2015What To Do When Your HELOC Turns 10More than 3 million homeowners have home equity lines of credit (HELOC) approaching a 10th birthday. This may prove troublesome, as many will soon find out.
Mortgage RatesDecember 5, 2015Refinance To An ARM? The Timing May Be Perfect.With mortgage rates dropping, are ARMs a better deal than fixed-rate mortgages? Analysis of both loan types, plus access to today's livemortgage rates.
FHA Home BuyingNovember 29, 2015Is An FHA Loan Right For Me?For many of today's home buyers, the FHA mortgage program is a clear "best choice". Here's how to determine whether you should use an FHA mortgage, too.
About MortgagesNovember 25, 20152016 Mortgage Loan Limits For Conforming Loans Now AvailableFannie Mae and Freddie Mac released conforming loan limits for 2016, by county. A lookup chart by U.S. county, plus analysis and live mortgage rate quotes.
InterviewsNovember 18, 2015TheMortgageReports.com Interview Series: Angela Boyd, Managing Director, Make Room CampaignTheMortgageReports.com interviews Angela Boyd, Managing Director, Make Room Campaign. An in-depth look at the organization and how it's empowering renters.
Mortgage ProductsNovember 17, 2015Fannie Mae’s HomePath Replacement: The Home Ready™ MortgageFannie Mae replaced its HomePath mortgage with a new, 3% down program called Home Ready. First-time buyers and investors have used the program with success.
VA LoansNovember 17, 2015How To Get A VA Mortgage After A DivorceFor military borrowers, divorce complicates the VA home loan application process. What you need to know about alimony, child support, and buying a new home.
InterviewsNovember 16, 2015VA Loans (A Personal Story): Air Force Vet Builds A Real Estate PortfolioMeet Air Force veteran Howard Lovely. Howard used the VA Home Loan Guaranty program to buy his first home, and is making the program part of his retirement plans.
UncategorizedNovember 16, 2015Mortgage Pre-Approval: Tips To Get Your Purchase Loan Approved FasterMortgage pre-approval letters are powerful tools for today's competitive home buyers. Learn how to expedite your approval and make a better offer. Mortgage rates available at no cost whatsoever.
InterviewsNovember 11, 2015VA Loans (A Personal Story): Navy Vet Uses “No Downpayment” OptionMeet Navy veteran Mike Davis, his wife Andrea, and Mr. Boo & Peanut. Mike, an attorney, used the VA Home Loan Guaranty program to buy a California bungalow.
InterviewsNovember 11, 2015VA Loans (A Personal Story): Air Force Vet Calls Program “A Blessing”Meet Air Force veteran David Dei Rossi, his wife Cindy, and their six children. David used the VA Home Loan Guaranty program to buy an 8-person -home in California with zero money down.
FHA Home BuyingNovember 10, 2015FHA Loans: Special Perks For Buyers, Plus Extra-Low Mortgage RatesFHA loans are loaded with perks for today's buyers, including a low down payment, and an allowance for up to 6% of closing costs to be paid by the seller.
VA LoansNovember 9, 2015VA Loans & The Energy Efficient Mortgage (EEM) ProgramAbout the VA Energy Efficient Mortgage (EEM) program. Finance eco-friendly home improvements with your mortgage. An overview and today's live mortgage rates.
VA LoansNovember 2, 2015Buy A Home With A VA Loan After BankruptcyExperiencing a Chapter 7 or a Chapter 13 bankruptcy doesn't mean that you'll lose your hard-earned VA benefits, including access to the VA home loans.
Mortgage StrategyNovember 2, 2015Where To Begin: When You Want To Stop Renting & Start OwningMortgage rates are low and U.S. rents are rising, creating a rush of demand to purchase new homes. A look at how to get started in your planning process.