About Mortgages - Page 15

If you switch mortgage lenders during an application, you may be concerned about the effect it would have on your credit. Don't worry; switching the righ way won't harm your credit or loan application much.

When you make a mortgage application, you sign a lot of documents. Here's what you need to know before you put pen to paper.

Fannie Mae and Freddie Mac are big players in the mortgage industry. Who are they and how do they affect what the mortgage rate you pay?

Single women have a lot of home-buying power. Here's how to exercise yours and get what you want.

The home appraisal adds extra time and cost to a home purchase or refinance. Fortunately, not all mortgages require them.

Your mortgage refinance comes at a cost, even if you don't see it. There are several ways to pay to refinance your home loan, and we'll show you the pros and cons of them here.

Long before you actually buy a home, you start to THINK about actually buying a home. The questions to ask, plus today's live mortgage rates.

A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.

Do mortgage brokers still have a place in American real estate financing? Or did the housing crisis a few years ago make it clear they have outlived their usefulness?

Increase your home buying power by pooling your resources with a friend or relative. But, proceed wisely when entering into this arrangement.

Finding out how much house you can qualify for is the first step. It could be even more important to determine your mortgage payment comfort level.

If you buy a duplex, triplex or four-plex and rent out the extra units, your tenants can help you pay for your home. Why not combine homeownership and investment in one purchase?

Can you buy a house while in credit counseling? Yes, and this post tells you how.

Home loans in the most expensive cities are more difficult to get because many lenders consider them riskier. Prepare in advance and get pre-approved for your mortgage before you go shopping in the most expensive cities.

A mortgage won't ruin your retirement. In fact, you might come out ahead by not paying off that debt so you can invest elsewhere.

The MCC is a certificate that allows eligible homeowners to claim a tax credit. This credit reduces the amount of income tax they have to pay, which frees up more cash.

When you want to buy a home, but cannot be mortgage-qualified, you can look at the Rent-to-Own program. More on the program, explained in Plain English.

So, can you get a new mortgage after a deed in lieu of foreclosure? In many cases, you can. Here are the programs you may use, and what it takes to get approved.

How often can I refinance my mortgage? If you want to know how soon you can refinance after closing on a loan, we have your answers.

Be proactive as a home buyer. Put strategies in place to speed the home buying process, and meet your agreed-upon closing date.