Increasing foreclosure filings
The U.S. foreclosure rate grew over 11% in the first quarter from the final quarter of 2024.
Overall foreclosure filings reached nearly 94,000 for the quarter and 36,000 in March, according to Attom's Foreclosure Market Report. See which states got hit the hardest.
Check your home buying options. Start hereWhere are foreclosures growing?
Foreclosure is essentially the process of homes getting repossessed and resold when the owners no longer make their mortgage payments. These filings typically grow during harder economic times.
The first quarter of 2025 had a total of 93,953 foreclosure filings, an 11.37% increase from 2024's fourth quarter and a 1.46% decline from the year before, according to Attom. Further, filings grew to 35,890 in March, up 11% from February and 9% from March 2024.
"Following three consecutive quarters of decline, foreclosure activity ticked up in the first quarter of 2025, with notable growth in both starts and completions," said Rob Barber, CEO at ATTOM. "While levels remain below historical averages, the quarterly growth suggests that some homeowners may be starting to feel the pressure of ongoing economic challenges. However, strong home equity positions in many markets continue to help buffer against a more significant spike in distress."
Across the nation, about 1 in every 1,515 housing units, or 0.066%, had a foreclosure filing in the first quarter.
At the state level, Delaware (0.131%) led the country, followed by Illinois (0.117%), Nevada (0.114%), Indiana (0.102%), and South Carolina (0.098%)
By total filings, California (10,701) topped the list, with Florida (9,524), Texas (9,354), Illinois (6,355) and New York (4,952) behind.
The table below shows every state's foreclosure statistics in the first quarter, according to Attom:
| Rate Rank | State Name | Total Properties with Filings | Foreclosure Rate | Change from Q4 2024 | Change from Q1 2024 |
| 19 | Alabama | 1,439 | 0.062% | 24.59% | -1.98% |
| 35 | Alaska | 119 | 0.037% | 77.61% | 13.33% |
| 15 | Arizona | 2,142 | 0.068% | 25.48% | 32.63% |
| 31 | Arkansas | 573 | 0.041% | -9.05% | -6.98% |
| 14 | California | 10,701 | 0.074% | -3.29% | -5.33% |
| 26 | Colorado | 1,202 | 0.047% | 38.00% | 30.09% |
| 9 | Connecticut | 1,295 | 0.085% | 3.35% | -16.34% |
| 1 | Delaware | 602 | 0.131% | 89.91% | 19.21% |
| District of Columbia | 282 | 0.079% | -12.96% | -25.20% | |
| 7 | Florida | 9,524 | 0.094% | 6.64% | -6.54% |
| 22 | Georgia | 2,558 | 0.057% | 23.87% | -5.92% |
| 39 | Hawaii | 188 | 0.033% | 8.67% | -10.90% |
| 36 | Idaho | 288 | 0.037% | 0.70% | -9.15% |
| 2 | Illinois | 6,355 | 0.117% | 48.69% | 15.76% |
| 4 | Indiana | 3,025 | 0.102% | 17.70% | 7.54% |
| 13 | Iowa | 1,057 | 0.074% | 14.77% | 12.09% |
| 47 | Kansas | 275 | 0.021% | -9.84% | 16.53% |
| 27 | Kentucky | 936 | 0.047% | 18.33% | 6.73% |
| 18 | Louisiana | 1,309 | 0.063% | 30.51% | 20.76% |
| 25 | Maine | 363 | 0.049% | -2.68% | 9.34% |
| 12 | Maryland | 1,899 | 0.075% | -0.31% | -24.25% |
| 29 | Massachusetts | 1,370 | 0.045% | -8.79% | -30.10% |
| 17 | Michigan | 2,907 | 0.063% | -1.59% | -8.90% |
| 30 | Minnesota | 1,061 | 0.042% | -1.67% | -7.74% |
| 46 | Mississippi | 298 | 0.022% | 3.11% | -30.86% |
| 37 | Missouri | 1,035 | 0.037% | -0.58% | 10.58% |
| 49 | Montana | 62 | 0.012% | 19.23% | -13.89% |
| 40 | Nebraska | 270 | 0.032% | 27.96% | 11.11% |
| 3 | Nevada | 1,496 | 0.114% | 16.51% | 11.64% |
| 42 | New Hampshire | 193 | 0.030% | 0.00% | -17.87% |
| 6 | New Jersey | 3,653 | 0.097% | 9.60% | -10.62% |
| 24 | New Mexico | 472 | 0.050% | 11.58% | 32.58% |
| 21 | New York | 4,952 | 0.058% | -1.14% | -18.69% |
| 23 | North Carolina | 2,658 | 0.055% | 26.15% | 10.61% |
| 45 | North Dakota | 91 | 0.024% | -18.75% | -2.15% |
| 11 | Ohio | 4,135 | 0.078% | 1.65% | -18.25% |
| 16 | Oklahoma | 1,137 | 0.064% | 26.19% | 28.62% |
| 43 | Oregon | 501 | 0.027% | -7.22% | 1.42% |
| 20 | Pennsylvania | 3,539 | 0.061% | 10.80% | -4.87% |
| 33 | Rhode Island | 190 | 0.039% | 13.77% | 14.46% |
| 5 | South Carolina | 2,353 | 0.098% | 42.87% | -7.47% |
| 50 | South Dakota | 20 | 0.005% | -53.49% | -61.54% |
| 34 | Tennessee | 1,163 | 0.038% | 14.36% | -5.14% |
| 10 | Texas | 9,354 | 0.079% | 20.71% | 12.25% |
| 8 | Utah | 1,021 | 0.086% | 12.94% | 66.56% |
| 48 | Vermont | 45 | 0.013% | 9.76% | -19.64% |
| 32 | Virginia | 1,507 | 0.041% | 10.32% | 7.18% |
| 38 | Washington | 1,147 | 0.035% | 16.57% | 38.19% |
| 44 | West Virginia | 219 | 0.025% | 16.49% | 8.42% |
| 41 | Wisconsin | 845 | 0.031% | -4.30% | -4.95% |
| 28 | Wyoming | 127 | 0.046% | 35.11% | 16.51% |
| U.S. Total | 93,953 | 0.066% | 11.37% | -1.46% |
Advice for home buyers
Becoming a homeowner and managing the associated costs can be challenging for anyone. Nobody wants to face foreclosure.
It's important to make sure you can comfortably afford the property you buy, get good advice, learn how to negotiate, and check to see what financial assistance you may qualify for.
If you're ready to become a homeowner, reach out to a local mortgage lender and get started.
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